南非金融服務委員會

A. ACCA,CISA,FSA,CFA,CFP,PMP誰幫忙用英文解釋下這幾個金融資格職業證書,(不要解釋是什麼的縮寫)

CISA is an audit professional certification sponsored by the Information Systems Audit and Control Association (ISACA). Candidates for the certification must meet requirements set by ISACA。
The CISA certification was established in 1978[1] for several reasons:

Develop and maintain a tool that could be used to evaluate an indivials' competency in concting information system audits.
Provide a motivational tool for information systems auditors to maintain their skills, and monitor the success of the maintenance programs.

Provide criteria to help aid management in the selection of personnel and development.

The first CISA examination was administered in 1981, and registration numbers have grown each year. Over 60,000[1] candidates have earned the CISA designation.

The CISA certification has been recognised with ANSI accreditation, along with the CISM certification- both of these certifications are managed by ISACA. It is one of the few certifications formally approved by the US Department of Defense in their Information Assurance Technical category (DoD 8570.01-M).

Requirements
Candidates for a CISA certification must pass the examination, agree to adhere to ISACA's Code of Professional Ethics, submit evidence of a minimum of five years of professional IS auditing, control, or security work, and abide by a program of continuing professional ecation.

Substitutions and waivers of such experience may be obtained as follows:[2]

A maximum of one year of information systems experience OR one year of financial or operational auditing experience can be substituted for one year of information systems auditing, control, or security experience.
60 to 120 completed college semester credit hours (the equivalent of an Associate or Bachelor degree) can be substituted for one or two years, respectively, of information systems auditing, control or security experience.
Two years as a full-time university instructor in a related field (e.g., computer science, accounting, information systems auditing) can be substituted for one year of information systems auditing, control or security experience.

[edit] Examination
The exam consists of 200 multiple-choice questions that must be answered within 4 hours. The exam is split between 6 Content Areas as of 2006:

IS Audit Process - 10% of Exam
IT Governance - 15% of Exam
Systems and Infrastructure Lifecycle Management - 16% of Exam
IT Service Delivery and Support - 14% of Exam
Protection of Information Assets - 31% of Exam
Business Continuity and Disaster Recovery - 14% of Exam
The exam is now offered in 11 languages at more than 200 locations worldwide in June and December.
The Association of Chartered Certified Accountants (ACCA) is a British chartered accountancy body with a global presence that offers the Chartered Certified Accountant (Designatory letters ACCA or FCCA) qualification worldwide. It is one of the world's largest and fastest-growing accountancy bodies with 122,426 members and 325,606 affiliates and students in 170 countries. The Institute's headquarters are in London with the principal administrative office being based in Glasgow. In addition the ACCA has a network of nearly 80 staffed offices and other centres around the world.

The ACCA is a founding member body of the Consultative Committee of Accountancy Bodies (CCAB) and the International Federation of Accountants (IFAC).

The term 'Chartered' in ACCA qualification refers to the Royal Charter granted in 1974 by Her Majesty the Queen in the United Kingdom.

Since Chartered Certified Accountant is a legally protected term, indivials who describe themselves as Chartered Certified Accountants must be members of ACCA and, if they carry out public practice engagements, must comply with additional regulations such as holding a practising certificate, being insured against any possible liability claims and submitting to inspections.

The Association of Authorised Public Accountants (AAPA), one of the British professional bodies for public accountants, has been a subsidiary of ACCA since 1996.

FSA is an independent non-governmental body, quasi-judicial body and a company limited by guarantee that regulates the financial services instry in the United Kingdom.
The Financial Services and Markets Act imposed four statutory objectives upon the FSA:
market confidence: maintaining confidence in the financial system
public awareness: promoting public understanding of the financial system;
consumer protection: securing the appropriate degree of protection for consumers; and
rection of financial crime: recing the extent to which it is possible for a business carried on by a regulated person to be used for a purpose connected with financial crime

[edit] Regulatory principles
The statutory objectives are supported by a set of principles of good regulation which the FSA must have regard to when discharging its functions. These are:

efficiency and economy: the need to use its resources in the most efficient and economic way.
role of management: a firm』 senior management is responsible for its activities and for ensuring that its business complies with regulatory requirements. This principle is designed to guard against unnecessary intrusion by the FSA into firms』 business and requires it to hold senior management responsible for risk management and controls within firms. Accordingly, firms must take reasonable care to make it clear who has what responsibility and to ensure that the affairs of the firm can be adequately monitored and controlled.
proportionality: The restrictions the FSA imposes on the instry must be proportionate to the benefits that are expected to result from those restrictions. In making judgements in this area, the FSA takes into account the costs to firms and consumers. One of the main techniques they use is cost benefit analysis of proposed regulatory requirements. This approach is shown, in particular, in the different regulatory requirements applied to wholesale and retail markets.
innovation: The desirability of facilitating innovation in connection with regulated activities. For example, allowing scope for different means of compliance so as not to unly restrict market participants from launching new financial procts and services.
international character: Including the desirability of maintaining the competitive position of the UK. The FSA takes into account the international aspects of much financial business and the competitive position of the UK. This involves co-operating with overseas regulators, both to agree international standards and to monitor global firms and markets effectively.
competition: The need to minimise the adverse effects on competition that may arise from the FSA's activities and the desirability of facilitating competition between the firms it regulates. This covers avoiding unnecessary regulatory barriers to entry or business expansion. Competition and innovation considerations play a key role in the FSA's cost-benefit analysis work. Under the Financial Services and Markets Act, the Treasury, the Office of Fair Trading and the Competition Commission all have a role to play in reviewing the impact of the FSA's rules and practices on competition.

[edit] Accountability and management
The FSA is accountable to Treasury Ministers, and through them to Parliament. It is operationally independent of Government and is funded entirely by the firms it regulates through fines, fees and compulsory levies. Its Board consists of a Chairman, a Chief Executive Officer, a Chief Operating Officer, two Managing Directors, and 11 non-executive directors (including a lead non-executive member, the Deputy Chairman) selected by, and subject to removal by, HM Treasury. Among these, the Deputy Governor for Financial Stability of the Bank of England is an ex officio Board member. This Board decides on overall policy with day-to-day decisions and management of the staff being the responsibility of the Executive. This is divided into three sections each headed by a Managing director and having responsibility for one of the following sectors: retail markets, wholesale and institutional markets, and regulatory services.

Its regulatory decisions can be appealed to the Financial Services and Markets Tribunal.

HM Treasury decides upon the scope of activities that should be regulated, but it is for the FSA to decide what shape the regulatory regime should take in relation to any particular activities.

The FSA is also provided with advice on the interests and concerns of consumers by the Financial Services Consumer Panel [2]. This panel describes itself as "An Independent Voice for Consumers of Financial Services". Members of the panel are appointed and can be dismissed by the FSA and emails to them are directed to FSA staff. The Financial Services Consumer Panel will not address indivial consumer complaints.

Chartered Financial Analyst (CFA) is an international professional designation offered by the CFA Institute of USA (formerly known as AIMR) to financial analysts who complete a series of three examinations. Candidates must have a bachelor's degree (or equivalent), be in the final year of their bachelor's degree program, or have at least four years of qualified, professional work experience in order to take the exams. In order to become a "CFA Charterholder" candidates must pass all three exams, agree to comply with the code of ethics, pay member es, and have four years of work experience deemed acceptable by the CFA Institute. CFA charterholders are also obligated to adhere to a strict Code of Ethics and Standards governing their professional conct

The Certified Financial Planner (CFP) designation is a certification mark for financial planners conferred by the Certified Financial Planner Board of Standards in the United States, Financial Planners Standards Council in Canada and 18 other organizations affiliated with Financial Planning Standards Board (FPSB), the international owner of the CFP mark outside of the United States. To receive authorization to use the designation, the candidate must meet ecation, examination, experience and ethics requirements, and pay an ongoing certification fee.[1]. The information contained herein relates specifically to CFP certification in the United States. For information on CFP certification outside of the United States, please see the FPSB website at http://www.fpsb.org/CMS/index.php?option=com_content&task=view&id=84&Itemid=110 for a list of affiliate member organizations and their respective websites.
The CFP Certification Examination is a 10-hour multiple choice exam, divided into one four-hour session (Friday afternoon) and two three-hour sessions (Saturday). The exam includes three major case problems and is designed to assess the student's ability to apply his or her knowledge of the aforementioned areas to financial planning situations. The exam was set as a requirement in 1993 and at that time CFPs were grandfathered without having to pass this exam. [5]

Indivials holding professional designations pre-approved by the CFP Board (like PhDs in business and economics, attorneys, Certified Public Accountants (CPA), Chartered Certified Accountants (ACCA), Chartered Accountants (CA), Chartered Wealth Managers (AAFM) ), and Chartered Financial Analysts (CFA) are entitled to register for and take the exam without having to complete the ecation requirements by using the CFP-board's challenge status.

Project Management Professional is properly expressed as the credential PMP. The credentialing agency is the Project Management Institute ([1] PMI). This credential is obtained by gaining a certification in project management through the completion of PMI certified training and examination. PMP training and examination material comes from the Guide to the Project Management Body of Knowledge PMBOK published most recently in 2007. Most exam questions reference PMI's project quality standards documented in the PMBOK. The PMP credential undergoes rigorous validation by ISO, and the PMBOK methodology is widely regarded as the instry standard for Project Management and has been adopted as the single standard for project management by agencies such as NASA.

PMP (Project Management Professional) is one of four concentrations offered by PMI in the study of Project Management:
1. CAPM Certified Associate in Project Management: This certification is obtained after passing the CAPM Exam
2. PMP Project Management Professional: This certification is obtained after passing the PMP Exam
3. PgMP Program Management Professional: This certification is obtained after passing the PgMP Exam
4. PMI RMP PMI Risk Management Professional: This certification is obtained after passing the PMI-RMP Exam

B. FxPro浦匯提供哪些產品的交易，在上面交易靠譜嗎

FxPro浦匯提供了外匯貨幣對，期貨，指數，貴金屬，能源與股票CFDs產品，挺多的，只需回要一個賬戶就可以交答易。我用FxPro浦匯有兩年的時間了，在上面交易一直都很靠譜，因為FxPro浦匯不僅受到FCA、CySEC、FSCA 和SCB的監管，同時還將客戶的資金分別存放在全球銀行機構的分離賬戶中，保障了資金的安全，讓人放心。

C. 請問知道南非國際金融控股擔保集團的多不聽說參與的項目很多，謝謝了。

應該不少的吧，最近在參與的隆揚資本就是比較好的一個了，知度很高，也是有這擔保的。

D. 具體南非國際金融控股擔保集團擔保的是哪個理財機構呢

隆揚資本就是他們提供擔保的，把錢放這里做投資理財，貌似更為省心。

E. 南非到底有多亂,治安到底有多差

南非的治安混亂是真的。

1、具體來講南非的治安問題要從他的社會根本矛盾講起，由於南非長期以來的歷史原因，南非黑人與白人的貧富差距比例非常大，在南非政府2002年統計的數據表明，南非白人的人均GDP為年21000美元，而且黑人的年均GDP值只有1700美元。當年的世界發達國家人均GDP為4700美元，所以我們不能看出南非的經濟優勢掌握在白人手裡，幾乎所有的國家經濟命脈都掌握在少數白人財團的手裡，雖然現在執政的是黑人政府但是白人控制著國家的經濟影響著政局，在政權與財權的相互博弈中兩股勢力取得了力量上的平衡，保證了這個國家政治和經濟的平穩發展。

2、由於種種原因，南非的治安形勢嚴峻，華僑華人經常成為犯罪分子襲擊的對象。據統計，2005年共發生40多起針對華僑華人的武裝搶劫，有8人遇害身亡 今年以來，南非社會治安不斷惡化，綁架、搶劫、槍擊、敲詐勒索等惡性案件層出不窮，華人社區內的犯罪活動也呈上升趨勢。中國旅南公民的人身財產安全遭到嚴重威脅。 南非是世界上犯罪率最高的國家之一

F. 模里西斯監管牌照怎麼申請

模里西斯金融服務委員會（Financial Services Commission，FSC）模里西斯共和國，南非一島國，為國際金融服務中心離岸貿易中心，FSC，成立於2011年，負責毛股票交易所、保險業和離岸業務的管理，是模里西斯金融服務業制定政策、管理監控和發放有關准證的機構。

模里西斯財經事務委員會(FSC)是一個整體監管機構來管理銀行和全球業務的金融服務業的機構，FSC成立於2011年，在一個現代化和國際公認的法律框架，其中包括金融服務法，證券法和保險法；FSC對金融服務業的行為頒發許可，實行監管、監察和監督。FSC的發展目標「成為國際公認的財務總監」致力於健全和競爭力的金融服務中心，模里西斯的持續發展；

FSC的目的：

1確保在模里西斯的金融體系的健全和穩定。

2制止犯罪和舞弊，使公共投資中的非銀行金融產品的成員提供保護;

3促進在模里西斯的金融機構和資本市場的發展，公平，效率和透明度;

4 FSC的模里西斯的主要作用是為了保護非銀行的金融服務部門的完整性和穩定性，並通過這樣做，保護投資者和消費者的利益。委員會：

監督非銀行金融業的所有參與者，包括證券交易所，保管人及交收系統，市場中介組織，集體投資計劃，保險公司，全球商界。監測和監督他們，以減少不遵守法律，法規的風險，並確保財政穩健。委員會亦會監察金融服務提供商。這包括，安排，執行，或以其他方式促進他們的客戶提供專業化的服務，客戶在金融資產交易的公司或個人。作為一個主要的商業活動，這些單位沒有募集資金或擴大自己的帳戶上的信用。委員會的具體職能：

A處理投訴。

B設置許可標准和發放使用許可。

C授權投資產品和服務。

D強制執行代碼和指導。

E進行場外及持牌機構遵守現場訪問。

F確保遵守的行為和法律的預期標准。

G調查舞弊和欺詐行為，並採取糾正措施。

G. hotforex的 pamm騙人的嗎

hotforex的pamm賬戶當然是真的啦，HotForex PAMM計劃允許投資者向有經驗的PAMM基金經理投資資金，讓其代為進行市場交易。 PAMM經理在為他們的投資者賺取利潤時，可以獲得預先商定的成功費用。給了經驗不足的投資者一個賺錢的機會，也給有經驗的基金經理提供了交易資金。況且HotForex也是一家屢獲同業獎項的金融經紀商
，擁有多重金融監管服務以及眾多歐洲國家金融信息注冊的全球化正規經紀商
。其中多重監管執照包括有CySec---塞普勒斯證券交易委員會的監管、SV---聖文森及格瑞那丁金融服務機構、FSB---南非金融服務委員會的監管以及FSC---模里西斯金融服務委員會的監管。並根據MiFid（歐盟市場金融工具指令）以及AML（反洗錢法規）經營。
想要在外匯市場投資，對於有經驗的基金經理和缺乏經驗的投資者，hotforex的pamm賬戶都是一個不錯的選擇，

H. 想找一家正規安全的外匯平台，FxPro浦匯有人用過嗎FxPro浦匯FxPro浦匯靠譜嗎

這些平台風險太大，建議慎重考慮一下，最好別參合。

I. 貨幣金融學的作者簡介

1994—1997年，他擔任過美國紐約聯邦儲備銀行研究部執行副主席和主任，是聯邦公開市場委員會的助理經濟學家。
米什金教授的主要研究領域為貨幣政策及貨幣政策對金融市場和總體經濟的影響。他先後出版了十幾本書，包括《金融市場和機構》（第四版）（AddisonWesley，2003）、《通貨膨脹指標制度：國際經驗和教訓》（PrincetonUniversityPress，1999）、《貨幣、利率和通貨膨脹》（EdwardElgar，1993）、《理性預期在計量經濟學中的運用：對政策無效性和有效市場模型的檢驗》（UniversityofChicagoPress，1983）。另外，他還在《美國經濟評論》、《政治經濟學雜志》、《經濟學季刊》、《金融雜志》、《貨幣經濟學雜志》等學術刊物上發表了學術論文100餘篇。
米什金教授曾供職於《美國經濟評論》編委會，並任《工商業和經濟統計》雜志的副總編；他還曾是紐約聯邦儲備銀行《經濟政策評論》的編輯。他目前擔任七本學術雜志的副總編（編委會成員），這些雜志包括《貨幣、信用和銀行》、《宏觀經濟學和貨幣經濟學文摘》、《國際貨幣和金融》、《國際金融》、《印度金融》、《經濟政策評論》和《經濟展望》。同時，他還是美國聯邦儲備委員會、世界銀行、泛美開發銀行、國際貨幣基金組織以及世界上許多國家中央銀行的顧問，也是南非金融監管服務局國際咨詢委員會成員、紐約聯邦儲備銀行經濟顧問委員會委員和學術顧問。