❶ 急求一篇中小企業融資難的外文文獻 (翻譯成漢字後3000字左右)
Bank Market Power and SME Financing
Constraints
Santiago
Carbo-Valverde
Bangor Business School
Gregory
F. Udell
Indiana University Bloomington - Department of
Finance
Francisco
Rodríguez-Fernández
University of Granada - Department of Economic
Theory and History
June 1, 2006
你看看這一篇,挺好的
❷ 誰有關於小微企業融資難的外文文獻,求助[email protected]
試試OA圖書館吧。
輸入相應的英語關鍵詞即可。
❸ 哪位英語達人幫我翻譯一個關於中小企業融資的外文文獻吧!0
純手工翻譯,供參考。
銀行參與中小企業融資:超越關系型貸款(降低貸款條件。)
近年來,中型和小型企業(中小企業)的融資問題,已成為致力於財政與經濟發展工作的經濟學家們和政策家們的重要議題,備受關注。這種趨勢的原因在於,市場經濟中,中小型企業占絕大多數,並解決了大份額的就業問題(Hallberg,2001)。此外,多數大型企業通常是由小型企業發展而來,因此,中小型企業的發展投資能力正是經濟體進一步繁榮的關鍵。
同時,許多學者與政策家指出,中小型企業的融資問題在於缺乏合適的融資渠道,並理應得到特殊幫助。如,政府應出台增加貸款金額等相關政策。各類研究數據表明了此看法的正確性。舉例來說,一項對10,000家來自80多個不同國家的企業數據(Beck, Demirgüç-Kunt, Laeven, and Maksimovic 2006)分析表明,其中認為企業發展的最大障礙為融資難的企業,小型企業佔到39%,中型企業占據38%,而大型企業佔29%。此外,與大型企業的對外融資水平相比,小型企業平均融資資金低於大型企業13個百分點。更為重要的是,特別是對於中小型企業來說,對外融資困難是阻礙企業發展的瓶頸。(Beck, Demirgüç-Kunt, and Maksimovic 2005)
在政策方面,許多措施與政策的出台,包括政府對給予企業最高貸款的銀行單位發放津貼以及提供公共保障金,用以促進各國中小型企業的融資水平。最典型的例子要屬中國的FOGAPE(小型企業擔保基金)政策,其鼓勵銀行給予小型企業貸款,使得小型企業可在較低信用額度的情況下獲得貸款。該項政策有著眾多特點,包括鼓勵減少(貸款中)不正當行為,提升銀行之間的競爭力以及銀行自身的承擔力。
括弧里是文獻和數據引用的作者名、年份,就不翻譯了。
❹ 求有關《小微企業融資問題》3000字外文文獻,最好有中文翻譯,感激不盡。請聯系我
自己去sciencedirect,springerlink等外文資料庫下載啊
或者到知網,維普等中文資料庫下載
很多的,校園網內免費獲取
校園網外可以利用google學術搜索,有部分能免費下載
❺ 請問有關於民營企業或者中小企業融資問題的外文文獻嗎有原文嗎
外文文獻有,但翻譯沒有,翻譯得靠你自己了,如果需要回復郵箱地址即可,希望能滿足你的需要,能幫到你,多多給點懸賞分吧,急用的話請多選賞點分吧,這樣更多的
知友
才會
及時幫
到你,我找到也是很花時間的
❻ 急求關於中小企業融資的外文參考文獻
研究中小企業融資要參考的英文文獻
英文圖書和期刊類文獻:
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❼ 哪位英語達人幫我翻譯一個關於中小企業融資的外文文獻吧!1
傳統的智慧認為不足的中小企業融資是植根於"供方"功能很大程度上。 就是金融機構的運作的方式對提供中小企融資偏見 ; 作為結果很多銀行及其它財務機構成為中涉及與中小型企業不感興趣。 傳統視圖中突出顯示多個因素,可能會限制金融機構。 若要開始,因為它們很難確定公司是否有能力 (既有可行的項目) 的薪酬和/或 (由於向道德風險) 支付意願的 opaque.Opaqueness 意味著中小企融資難。 此 opaqueness 特別是削弱貸款從想從事更非人格化的機構或手臂長度融資的需要努力,目標和透明的信息。 第二,相對於大的公司中小企是更容易不拘特別在發展中國家。 這不僅使 opaqueness 糟糕的卻也帶來了更多的障礙和風險中小企業 lending.8,例如,銀行不能借給中小型企業,更會保證公司不會報告可靠地他們全面金融活動對其財務 statements.9 再說,如果 informality 表示該公司有 unrecorded 或有高級負債政府和自己的員工。 面對這種風險: 稅和/或勞動部門可能會導致這類責任具體化,銀行會借少為中小型企業或收取更高的風險溢價。
(不好意思,有些詞不會翻譯。- -~~)
❽ 關於科技型中小企業融資的外文文獻及翻譯3000字。急!急!急!沒有翻譯也行 最好是最近幾年的
你網路沒有嗎,,,我對這不熟悉啊,無能為力了。
❾ 急求有關中小企業融資問題的外文文獻
提供一些有關中小企業融資問題的外文文獻,供寫作參考。
[1] Allen N Berger, Gregory F Udell. The Economics of Small Business Finance:The Role of Private Equity and Debt Markets in Financial Growth Cycle .Journal of Banking and Finance, 1998, (22) .
[2] Modigliani, F, and Miller, M. h. The cost of capital, corporate finance and the theory of investment .American Economic Review, 1958, (6) :261-297 .
[3] Mallick, R,&Chakrabotty, A. Credit gap in small business: Some New Evidence[J] .Working Paper from Econpapers. 2002, .
[4] OECD. A Framework for the Development and Financing of Dynamic Small and Medium Sized Enterprises in Turkey .2005,7, (7) .
[5] Peterson, M,Rajan, R.G. The Benefits of firmcreditor relationship: Evidence from small business data .Journal of Finance, 1994, (49) :3-37 .
[6] SBA. White Paper of Small Business Administration(1998-2000) .the US Government Printing Office, .
[7] Kane,E.J. Accelerating inflation,technological innovation,and the decreasing effectiveness of banking regulation .The Journal of Finance36,355-367. 1981, .
[8] Goss D. Small Business and Society .Routledge. 1991, .
[9] Samuelson L. Evolutionary Games and Equilibrium Selec-tion[M] .1997, .
❿ 中小企業融資途徑和對策的外文文獻及翻譯各兩篇
企業融來資按照期限來劃分自,可分為短期融資和長期融資。企業做融資期限決策,即在短期融資與長期融資兩種方式之間進行權衡時,做何種選擇,主要取決於融資的用途和融資人的風險性偏好。
從資金用途上來看,如果融資是用於企業流動資產,則根據流動資產具有周期快、易於變現、經營中所需補充數額較小及佔用時間短等特點,宜於選擇各種短期融資方式,如商業信用、短期貸款等;如果融資是用於長期投資或購置固定資產,則由於這類用途要求資金數額大、佔用時間長,因而適宜選擇各種長期融資方式,如長期貸款、企業內部積累、租賃融資、發行債券、股票等。