A. 求一篇中小企業融資問題的外文文獻,外文全文+翻譯中文。一千字左右,
易軒外文有,輕松解決.樓主加油.
B. 融資英文文獻
融資英文文獻(6000字左右 ) 作者:Justin.Athur.winner。 Commercial Financing Solutions - Think Outside The Bank
July,2007 by Stephen Bush
Commercial financing borrowers are likely to feel that a traditional bank is their best source for business financing. However, because most traditional banks focus on a small number of established instries, non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial financing situations. Therefore the recommended commercial financing strategy (as discussed in this article) is to Think Outside the Bank」.
There are several commercial financing situations in which commercial borrowers will frequently find that non-traditional commercial lenders are better positioned to provide terms that are more advantageous to the commercial borrower: (1) Business cash advance and credit card factoring programs; (2) commercial mortgage loans; and (3) credit card processing programs. In some cases a traditional bank will offer to provide commercial financing but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial financing outright, perhaps because they do not even provide business financing to the commercial borrower』s particular instry. In either case, the commercial borrower is likely to benefit by Thinking Outside the Bank」.
As I noted in an earlier commercial financing article, in many non-competitive business financing situations it is not unusual for a local traditional bank to impose harsher commercial financing terms than would typically be seen in a more competitive business financing market. Such traditional banks routinely take advantage of a relative lack of other commercial lenders in their local market. An appropriate response by commercial borrowers is to seek out non-bank commercial financing options. It is neither necessary nor wise for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial financing situations, a non-local and non-bank commercial lender is likely to provide improved business financing terms because they are accustomed to competing aggressively with other commercial lenders.
COMMERCIAL FINANCING EXAMPLE ONE - THINK OUTSIDE THE BANK
Business Cash Advance and Credit Card Receivables Programs
Most businesses that accept credit cards in their business will qualify for a business cash advance with their credit card receivables. Traditional banks will typically be very poor candidates to consider if a business needs assistance with credit card factoring and business cash advances. Because even thriving businesses frequently need more cash than they can borrow from a bank, it can be of critical importance for a business to Think Outside the Bank」 and locate non-traditional lenders to assist with this commercial financing need.
COMMERCIAL FINANCING EXAMPLE TWO - THINK OUTSIDE THE BANK
Commercial Mortgage Loans
Two of the most common commercial financing difficulties experienced by commercial borrowers can be avoided if they Think Outside the Bank」. The first commercial financing situation is the prevailing practice of traditional banks to avoid most special purpose properties (such as funeral homes and churches). The second commercial financing situation is the typical practice of most commercial banks to attach balloon and/or recall provisions to their commercial loans (which means that the bank can require early repayment of the commercial loan under various conditions). Both of these undesirable commercial financing situations can usually and easily be avoided by considering a non-traditional and non-bank lender.
COMMERCIAL FINANCING EXAMPLE THREE - THINK OUTSIDE THE BANK
Credit Card Processing Programs
The choice of an appropriate credit card processing service can be instrumental in improving the profitability of businesses with a high volume of credit card activity. The analysis of credit card processing providers can be effectively combined with the credit card factoring and credit card receivables process described above. In assessing a business cash advance program, it is frequently possible to simultaneously arrange for a substantial improvement in the merchant』s credit card processing program. Because traditional banks are usually not competitive in providing assistance with credit card factoring, it is equally likely that a non-traditional lender will be the primary source of effective and competitive help with credit card processing.
A closing commercial financing thought: I have written an earlier commercial financing article about commercial lenders to avoid. It should be noted that there are in fact both traditional and non-traditional (non-bank) lenders which should be avoided. So when commercial borrowers Think Outside the Bank」, it is still of critical importance that they are prepared to avoid a wide variety of problematic non-traditional commercial lenders in their search for viable commercial financing, especially when it involves business cash advance (credit card receivables and credit card factoring) programs, credit card processing services and commercial real estate financing.
商業融資解決方案-比如銀行外
2007年7月由布希
商業融資的借款人可能會認為,傳統的銀行是他們的最佳來源的商業融資。然而,由於大多數傳統銀行側重於少數設立工業,非傳統(非銀行)和非本地商業銀行應考慮大多數商業融資的情況。因此,建議商業融資戰略(如本文中討論)是跳出本行「 。
有幾個商業融資情況下,商業借款人常常發現,非傳統的商業銀行將能夠更好地提供的條件更有利的商業借款人: ( 1 )商業透支現金和信用卡保理業務程序; ( 2 )商業按揭貸款;和( 3 )信用卡處理程序。在某些情況下,傳統的銀行將提供商業融資,但附加條件過於嚴格和盟約。在其他情況下,傳統的銀行將下降徹底的商業融資,這可能是因為他們甚至不提供商業融資,商業借款人的特定行業。在這兩種情況下,商業借款人可能會受益於銀行外思考「 。
正如我在較早的商業融資的文章,在許多非競爭企業融資情況下,它並沒有什麼不尋常的地方傳統的銀行實行更加嚴厲的商業融資條件比通常被視為在一個更具競爭力的企業融資市場。這種傳統的銀行通常利用相對缺乏其他商業銀行在其當地市場。作出適當的反應是由商業借款人尋求非銀行的商業融資方案。這是既無必要,也明智的商業借款取決於只有在當地傳統的商業銀行融資解決方案。對於大多數商業融資的情況下,非本地和非銀行的商業銀行有可能提供更好的企業融資條件,因為他們所熟悉的競爭積極與其他商業銀行。
商業融資比如-比如銀行外
企業現金和信用卡應收帳款程序
大多數企業認為接受信用卡將在其業務資格的商業現金透支的信用卡應收款。傳統的銀行通常會是非常貧窮的候選人,以考慮是否需要援助業務與保理業務和信用卡業務現金墊款。因為即使是蓬勃發展的企業往往需要更多的現金,他們可以比銀行貸款,它可以是極其重要的商業銀行外的思考「 ,並找到非傳統的貸款,以協助這個商業融資的需要。
商業融資兩名-比如銀行外
商業按揭貸款
兩個最常見的商業融資遇到困難的商業貸款,可避免如果他們認為銀行外「 。第一商業融資情況是普遍存在的做法,傳統的銀行,以避免最特殊用途性質(如殯儀館和教堂) 。第二商業融資的情況是典型的做法,大多數商業銀行的重視氣球和/或召回規定的商業貸款(這意味著銀行可以要求提前償還的商業貸款不同條件下) 。這兩種不良商業融資的情況,通常可以很容易地避免和審議了非傳統和非銀行貸款。
商業融資例3 -比如銀行外
信用卡處理程序
選擇一個適當的信用卡處理服務,可有助於改善企業的盈利與大量的信用卡活動。分析信用卡處理供應商,才能有效地結合信用卡保理業務和信用卡應收款上述進程。在評估企業現金透支程序時,它常常是有可能同時安排大大提高商家的信用卡處理程序。由於傳統的銀行通常是沒有競爭力,在提供援助信用卡保理業務中,也同樣可能是一個非傳統的貸款將是主要來源的有效和有競爭力的幫助,信用卡處理。
閉幕商業融資認為:我已經寫的早期商業融資文章商業銀行,以避免。應當指出的是,事實上,傳統和非傳統(非銀行)貸款,應加以避免。因此,當借款人跳出商業銀行「 ,它仍然是至關重要的,它們准備,以避免各種問題的非傳統的商業銀行在尋求可行的商業融資,尤其是當它涉及業務現金透支(信用卡應收款和信用卡保理)程序,信用卡處理服務和商業房地產融資。
C. 關於融資渠道或者融資對策的外文文獻或書籍!
我可以幫你下載的
D. 企業融資外文文獻以及翻譯
[1] Perotti, E. Vesnaver, L. Enterprise finance and investment in listed Hungarian firms[J]. Journal of Comparative Economics, 2004, 32(1): 73-87.
[2] Chen, G. Cole, J. The myths, facts, and theories of ethnic, small-scale enterprise financing[J]. The Review of Black Political Economy, 1988, 16(4): 111-123.
如果需要全文可以發郵件到[email protected]
另本人利用業余時間在網路知道里免費給回網友查專業答文獻,純屬業余愛好,發的文獻無存稿,請無關人員勿騷擾。
E. 關於中小企業融資的外文文獻近五年的 急急急,求大神幫忙 帶中文翻譯 跪求大神
外文文獻有,但翻譯沒有,翻譯得靠你自己了,如果需要可以回復即可,希望能滿足你的需要,能幫到你,多多給點懸賞分吧,急用的話請多選賞點分吧,這樣更多的知友才會及時幫到你,我找到也是很花時間的
F. 急求關於中小企業融資問題的英文文獻
Small Business Loan 101
Essentials of Small Business Loan
From Naurys Marte, for About.com
As a small business owner, your most difficult task is finding the money to operate your business. Taking the necessary steps to prepare for a small business loan can minimize the difficulty. Learn what you need to know to clinch the loan deal.
Banks and other lending institutions cite risk factors as their main reason for turning down small business loan requests from startup businesses. Yet, you can still get a loan for your business by proper preparation.
Avoid the common error of thinking you can start with grants from the government and community agencies. It is even more unlikely than getting the money from your own savings, family, friends, or a bank.
The main requirements of attaining a small business loan are your personal credit history, business plan, experience, ecation, and feasibility of the business you are starting or expanding.
The most important task to obtain a small business loan is preparing a business plan. The business plan needs to show the lender that providing you with a small business loan is a low-risk proposition. Your business plan must answer the questions a lending institution would ask. These questions usually are:
How much money do you need?
If you are starting a business, this should be included at least in the start-up capital estimate. Accuracy is important, so request enough money to invest wisely.
What are you going to do with the money?
You will have to provide, in detail, the designated use of every dollar requested. A small business loan is often needed for: operations (new employees, marketing, etc.), assets (equipment, real estate, etc.), or to pay off business debts.
When will you repay the small business loan?
Explain in detail how this small business loan will serve as a stepping-stone for your business. You will need to convince the lender (with your financial statements and cash flow projections) that you are able to repay the loan through the expected long-term profitability of your business.
What will you do if you don't get the loan?
Let lenders know that rejection will not discourage you from starting or growing your business. You want to portray a confident and determined personality and you will try lender after lender until you receive the money you need to get your business moving.
As a small business owner, you will need a certain degree of fortitude. Be confident and proud of your venture. Let lenders know you are in control and know what's best for you and your business. Understand that lending institutions need to make loans. But if you don't get one, don't get discouraged. Ask the lender why you didn't get the small business loan. Learn from the answer, move on, and try other lenders.
The Women's Venture Fund is a resource for women in business who need money and training to expand their venture for New York or New Jersey businesses. To learn more about the Women's Venture Fund call 212-563-0499 or visit www.womensventurefund.org.
Small Business Loan Resources
Getting a Small Business LoanSmall Business Banking 101New Rules of Small Business Financing
Small Business Information Resources
Email Guide: Darrell ZahorskyArticles Reprint PermissionSubmit Articles to Small Business
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* Getting A Small Business Loan - Making A Winning Business Loan Presentation
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* Business Loans - Preparation for Application for Business Loans
G. 急求關於中小企業融資的外文參考文獻
研究中小企業融資要參考的英文文獻
英文圖書和期刊類文獻:
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H. 急求有關中小企業融資問題的外文文獻
提供一些有關中小企業融資問題的外文文獻,供寫作參考。
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I. 求一篇關於企業融資管理的外文文獻及翻譯,翻譯過來五千字左右
我處禁止上傳文件,相關PDF外文文獻有,沒那麼多,不知是否滿足近幾年的要求,翻譯沒專有,翻譯得靠你自己,希望屬能滿足你的需要,能幫到你,多多給點懸賞分吧,急用的話請多選賞點分吧,這樣更多的知友才會及時幫到你,我找到也是很花時間的,如果需要請直接網路 私信 或者 Hi 中留言貼出你在 網路知道的問題鏈接地址 及 郵箱地址