⑴ 急求关于毕业论文的英语文献我的课题的关于国外融资租赁的发展,麻烦大家帮忙一下,最好附有翻译
The development of financial leasing instry in China is facing new challenges and opportunities, development prospects.
According to the world leasing yearbook of statistics, in 1999 the global equipment leasing transaction volume has amounted to $470000000000 (not including the personal car rental). Equipment permeability equipment lease transactions instrial developed countries reached 20% - 35%. And our country in the last few years equipment lease transactions accounted for only 1% of all equipment trading volume, market potential is very great. At the dawn of the new century, to accelerate the development of the financial leasing instry in China has important practical significance.
In the process of economic globalization, China is the largest developing country, give full play to the potential of the domestic market is an eternal topic. The development of modern leasing instry is concive to the promotion of investment, enliven the domestic demand, accelerate the technological transformation of enterprises. Give full play to the Finance Leasing Company financing function, is concive to stimulating social investment, change the investment of fixed assets of enterprises "credit" too serious, directly dependent on the status of banks. Process for commercial banks. Leasing instry to implement the proactive fiscal policy, change the financial funds, expand the multiplier effect of financial investment. The development of rental sales and long-term operating lease help accelerate the reform of circulation field, to establish and perfect a financing lease business carrier and distribution system of marketing. Leasing is beneficial to the popularization and application of high and new technology and equipment, mobile communication instry uses a lot of financing lease to high-speed development is the best proof. The positive development of manufacturers of equipment leasing company background and professional, carry out small equipment rental sales, second-hand equipment leasing, to make an inventory of existing assets, idle assets play a role, is concive to the promotion of the re employment project, to support the development of small and medium enterprises and non - public ownership economy.
At present, China's leasing instry organization structure is not perfect, the financing lease as circulation carrier, not to open, non financial leasing companies cannot lawfully engaged in lease financing business, the existing Finance Leasing Company and joint venture leasing companies less quantity, small scale, can not meet the needs of the market. Part of the Finance Leasing Company, Sino foreign joint venture leasing company e to various reasons asset condition is not good, continue to operate in difficult. Some shareholders intend to withdraw from business, the transfer of shares, some companies prepare e winding. Asset restructuring existing lease enterprise task. Theoretical study on the financing lease is seriously lagging behind, development professionals will seriously affect the serious shortage of the leasing instry. The financial leasing instry development to a succession of the new to the old, the survival of the fittest, asset restructuring, reorganization of the turning point of the development opportunity.
After entering the WTO, China in the field of financial services will accelerate the pace of opening to the outside world, more and more foreign investors, the Multi-National Corporation will be involved in the financial leasing instry in china. Further into the foreign capital, to inject new vitality into China's leasing instry at the same time, domestic leasing instry will face severe challenges,
At the same time, the legal environment of China modern leasing instry and the business environment is further improved. To expand domestic demand, accelerate the technological transformation, manufacturing and logistics requirements set up Finance Leasing Company to promote strong external demand equipment sales. Issued accounting standards make the sale and leaseback, leveraged lease, rental sales, long-term operating lease and other new business form common development potential. The implementation of the new accounting law, further standardize all kinds of intermediary business, make the enterprise information disclosure more open, transparent. Deepening reform of SOEs, the modern enterprise system will be established, vigorously develop the mixed ownership, non-public enterprises, will provide a lot of potential customers for financing lease. Banks generally carry out management of line of credit loans, will enable more enterprises to financing lease as an important financing channel for investment in fixed assets. With the deepening of the reform of the financial instry, between the money market and capital market channel of communication is smooth, the funding problem of leasing companies will graally be resolved, and diversified development. The country enlarges the utilization of foreign capital and technology support for the development, financing and leasing instry in the introction of foreign investment, accelerate the renewal of equipment, avoid equipment obsolescence risk, increasing its market share will be further play to the role of. Some rental companies through the reorganization of assets and transfer of shares, revitalized, and provided successful low-cost access to new investors in the leasing instry. The financial leasing instry in China is facing new development opportunity hitherto unknown.
After 20 years of reform and opening up, China's financial leasing instry has made many valuable experiences and lessons, and lays a foundation for further development. In recent years, many large Multi-National Corporation have set foot in the leasing instry, fully shows that China's continuous improvement of the investment environment, the huge potential of the rental market and customer groups, which has a great attraction to foreign investors. Although China's leasing instry still faces many difficulties, but after entering the WTO, the development of further opening of financial service trade field will give China's leasing instry has brought new opportunities for development. The development prospects of China leasing instry wide, Unlimited Business Opportunities!
翻译:
我国融资租赁业发展面临新的挑战和机遇,发展前景广阔。
据世界租赁年报统计,1999年全球设备租赁交易额已达4700亿美圆(尚不包括个人汽车租赁)。工业发达国家的设备租赁交易额的设备渗透率达20%—35%左右。而我国近几年来设备租赁交易额仅占全部设备交易额的1%左右,市场潜力十分巨大。在新世纪到来之际,加速发展我国融资租赁业有着重要的现实意义。
在经济全球化的进程中,我国作为最大的发展中国家,充分发挥国内市场潜力是一个永恒的课题。大力发展现代租赁业有利于促进投资,搞活内需,加速企业技术改造。充分发挥融资租赁公司的投融资功能,有利于拉动社会投资,改变企业固定资产投资严重“信贷化”,过分直接依赖银行的状况。有利于银行的商业化进程。租赁业有利于配合积极的财政政策,改变财政资金的投入方式,扩大财政投入的倍数效应。发展租赁销售和中长期经营租赁有利于加速流通领域里的改革,建立和完善以融资租赁为营销方式的经营载体和分销体系。租赁业务的开展有利于高新技术和装备的推广应用,移动通信业大量采用融资租赁方式得以高速发展就是最好的明证。积极发展厂商为背景的专业化的设备租赁公司,开展小额的设备租赁促销、二手设备租赁,有利于盘活现有资产,发挥闲置资产的作用,有利于促进再就业工程的实施,有利于支持中小企业和非公有制经济的发展。
目前,我国租赁业的组织架构很不完善,融资租赁作为流通载体,尚未对内开放,非金融机构的租赁公司还不能合法地从事融资租赁业务,现有的金融租赁公司和合资租赁公司数量少,规模小,远不能适应市场的需求。部分金融租赁公司、中外合资租赁公司由于种种原因资产状况不好,继续经营步履艰难。有的股东打算撤出经营,转让股权,有的公司准备到期清盘。现有租赁企业资产重组任务艰巨。对融资租赁的理论研究严重滞后,专业人员严重不足也将会严重影响租赁业的发展。融资租赁行业发展到了一个新老交替、优胜劣汰、资产重组、整顿发展的转折时机。
入世后,我国金融服务领域将加快对外开放的步伐,更多的外国投资者、跨国公司将介入我国融资租赁业。外资的进一步进入,在为我国租赁业注入新的活力的同时,内资租赁业将面临严峻的挑战,
与此同时,我国现代租赁业的法律环境和业务环境正进一步完善。为扩大内需,加速技改,制造业和流通业要求成立融资租赁公司促进设备销售的客观需求强烈。会计准则的颁布使出售回租、杠杆租赁、销售租赁、中长期经营租赁等新的业务形式有普遍开展之势。新会计法的实施,各类中介机构的进一步规范经营,使企业信息的披露更加公开、透明。国企改革进一步深化,现代企业制度将普遍建立,混合型所有制、非公有制企业的大力发展,将会为融资租赁业提供大量潜在客户。银行普遍推行贷款授信额度管理,将使更多企业把融资租赁当作固定资产投资的重要筹资渠道。随着金融业的改革深化,货币市场和其它资本市场之间的沟通渠道会日益畅通,租赁公司的资金来源问题会逐步得到解决,并向多样化发展。国家加大对利用外资和高科技发展的支持力度,融资租赁业在引进外资、加速设备更新、避免设备陈旧风险,扩大市场份额方面的作用会得到进一步发挥。一些租赁公司通过资产重组和股份转让,重新焕发了活力,为新的投资者介入租赁业提供了低成本进入的成功经验。我国融资租赁业又面临前所未有新的发展机遇。
经过20 年的改革开放,我国融资租赁业取得了不少宝贵的经验教训,奠定了进一步快速发展的基础。近几年来,很多大跨国公司纷纷涉足租赁业,充分说明了我国不断完善的投资环境,潜力巨大的租赁市场和客户群体,对外国投资者具有极大的吸引力。尽管我国租赁业还面临不少困难,但入世后,金融贸易服务领域的进一步对外开放会给我国租赁业的发展带来了新的发展机遇。中国租赁业的发展前景广阔,商机无限!
⑵ “融资租赁”英文是
融资租赁 Financial leasing
又称设备租赁 Equipment leasing 或现代租赁Modern Leasing
⑶ 融资租赁资产用英语怎么说
是会计科目Finance lease assets
⑷ 非常感谢你的翻译,还有这篇请帮忙翻译下!谢谢
Financing lease is born in the United States of a new type of financial instruments. After the second world war, with its advantages in financing, recognised by the majority of enterprises, maintaining high-speed growth each year. At present, the financing lease has become the second to the bank credit financing channels, and to enhance its instry penetration, one-third of the world's equipment is done through the financing lease. After the reform and opening, financial leasing as a new financing channels to introce domestic. Along with the rapid development of domestic economy, the financial leasing instry has also been rapid development. Compared with other traditional financing methods, financing lease has obvious advantages. For example, to promote enterprise technical transformation, enhance the competitiveness of enterprises; Revitalize the enterprise stock assets, improve the economic benefit; To optimize enterprise's balance sheet structure, improve the enterprise's financial condition, etc. Therefore, financing lease is one to solve enterprise financing difficult choices. In this context, this article combining with work experience, the author in H leasing company has chosen the project financing lease of W company case analysis, combined with practical experience, discusses the application of financing lease in the gas instry. Based on the basic situation of W company and proction operation based on the analysis of the status quo, the process, the required data of financial leasing project, the project plan and be in harmony of rent is introced, and the W company financial leasing project environment are analyzed. Then, this paper W choose financing lease business demand analysis, USES quantitative and qualitative methods to analyze the W company's financial situation, and the main risk of financial leasing project and its prevention are expounded. On this basis, clearly the problems existing in the financing lease project, and in view of the problem, respectively from the macro level, the lessee and the lessor three Angle put forward specific countermeasures. Finally, this article will W company problems existing in the financing lease project extends to other similar projects, financing lease and from the viewpoints of the lessee, the lessor, and the government put forward Suggestions, concive to the development of financial leasing instry to hope that the healthy development of financial leasing instry to better service the vast number of enterprises.
⑸ 融资租赁和金融租赁的区别是什么
一、性质不同:
金融租赁公司是金融机构,融资租赁公司是非金融机构。前者是放款单位,后者则是借款单位。二者有着本质的区别。虽然融资租赁公司总想往金融方面靠,但是被国家下发的相关条例给限制住了,目的是为了严防租赁公司从事影子银行业务。
二、产业划分不同:
国家统计局下发《三次产业划分规定》显示,金融租赁属于第三产业—J门:金融业—7120大类:金融租赁。融资租赁被划分为第三产业—L门:租赁和商务服务业—7310大类:机械设备租赁。
三、监管机构不同:
金融租赁公司受银监会批准以及监管,并且只有金融租赁公司才可以冠有“金融”二字,因此成立难度很大,要求很高。成立难度相对来说小一些,对法人股东的要求也相对小一些。但是融资租赁也属于类金融企业,现在国家在大力整顿金融市场,融资租赁注册要求也很严格了。
四、监督管理方式不同:
金融租赁公司监管部门按照放款人监管。租赁公司在监管部门批准的信贷规模范围内开展业务活动。租赁资产发生变化时,每日都要上报。监管部门对租赁公司的银行账户有可靠的监控。
五、适用范围不同:
融资租赁更适合中小企业融资。介于融资租赁拥有融资与融物相结合的特点,出现问题时租赁公司可以回收、处理租赁物,因而在办理融资时对企业资信和担保的要求不高,所以非常适合中小企业融资。
金融租赁是以融物代替融资并且将融资与融物紧密相连的一种信用形式,所以金融租赁方式大多适用于于大型成套设备的租赁。
(5)融资租赁翻译扩展阅读:
功能介绍
1.融资功能 融资租赁从其本质上看是以融通资金为目的的,它是为解决企业资金不足的问题而产生的。需要添置设备的企业只须付少量资金就能使用到所需设备进行生产,相当于为企业提供了一笔中长期贷款。
2.促销功能 融资租赁可以用“以租代销”的形式,为生产企业提供金融服务。一可避免生产企业存货太多,导致流通环节的不畅通,有利于社会总资金的加速周转和国家整体效益的提高;二可扩大产品销路,加强产品在国内外市场上的竞争能力。
3.投资功能 租赁业务也是一种投资行为。租赁公司对租赁项目具有选择权,可以挑选一些风险较小、收益较高以及国家产业倾斜的项目给予资金支持。同时一些拥有闲散资金、闲散设备的企业也可以通过融资租赁使其资产增值。而融资租赁作为一种投资手段,使资金既有专用性,又改善了企业的资产质量,使中小企业实现技术、设备的更新改造。
4.资产管理功能 融资租赁将资金运动与实物运动联系起来。因为租赁物的所有权在租赁公司,所以租赁公司有责任对租赁资产进行管理、监督,控制资产流向。
随着融资租赁业务的不断发展,还可利用设备生产者为设备的承租方提供维修、保养和产品升级换代等特别服务,使其经常能使用上先进的设备,降低使用成本和设备淘汰的风险,尤其是对于售价高、技术性强、无形损耗快或利用率不高的设备有较大好处。
参考资料来源:网络-融资租赁
⑹ 一道有关融资租赁术语翻译并归类的问题。请大家帮忙看下
大概意思是:
1.True租赁
2.Cross边界转租
3.Leasing
4.Capital租赁
5.Venture租赁
6.Rental
7.Finance租赁
8.Pickle 杜尔租赁
9.Financial租赁
10.Operational租赁
⑺ 百度的兄弟姐妹们,Simon跪球融资租赁翻译,急!!在线等待!!!!!!!
Since reform and opening up, China's highway construction has made great achievements, the road network density and highway grading continuously improve, a comprehensive road transport tense situation was effectively alleviated, road traffic in an integrated transport system to further enhance the position. China's road traffic is now facing new challenges and in the form of large-scale highway construction funds for road building makes a substantial increase in demand. It is clear that rely solely on the limited state financial allocations and highway fees revenue has been far from meeting the growing demand for highway construction funds. In the "11th Five-Year Plan" period is to achieve modernization of China's highway and road transport instry to achieve the goal of a well-leap-forward development period, China's road traffic and development are facing a new situation and challenges. In the new opportunities before them, to meet the future demand for road construction and development projects of the new financing model Pozaimeishao, is very necessary.
Since the 1950s, the developed Western countries, the financial instry formed a kind of world economic and financial innovations have a profound impact on the trend that Western countries financial innovation, and the basic background is to avoid financial behavior and financial environment of conflict . The sweeping across the world in the world financial innovation trends in financing is one of the important manifestation of finance lease, it is the process of economic development financial capital and instrial capital of mutual penetration and integration of derivative procts. It is a collection of credit, trade, and technology updates in one of the new financial instry. Since its finance leases have been a short period of 50 years, second only to bank credit has become the second largest mode of financing.
⑻ 融资租赁公司用英语怎么说
融资租赁公司
英文:Financial Leasing Company
Foreign invested enterprises engaged in financing leasing business are foreign invested financing leasing companies.
从事融资租赁业务的外商投资企业回为外答商投资融资租赁公司.
⑼ 求高人翻译成英文,不要在线翻译的那种!急急急!!! 融资租赁实质上是转移了与资产所有权有关的全部风险和
Financial lease is acturally a transfer of all the risk relating to property ownership.