個人理財英文

㈠ 個人理財業務代表怎麼用英文說

Personal Financial Services Representative

㈡ 創業投資 個人理財 英文怎麼說

創業投資
New Business Investment

個人理財
Personal Finance Advisory

㈢ 理財英文的英標怎麼寫

Financial practice 理財
對於財產（包含有形財產和無形財產=知識產權）的經營版。多用於個人權對於個人財產或家庭財產的經營，是指個人或機構根據個人或機構當前的實際經濟狀況，設定想要達成的經濟目標，在限定的時限內採用一類或多類金融投資工具，通過一種或多種途徑達成其經濟目標的計劃、規劃或解決方案。
在具體實施該規劃方案的過程，也稱理財。

㈣ 創業投資 個人理財 英文標准怎麼說

創業（風險）投資 startup (venture) investment
個人理財 personal financing

㈤ 找一篇英文的有關個人理財的文章（高分）

Financial management system, "financial plans and arrangements for the family." Popular speakers is that when you need to spend money when there is enough money to give you flowers. Financial management does not mean rich, reasonable arrangements for the family financial income and expenditure, to achieve a fiscal balance and protect the basic living expenses of the family is the fundamental financial management.
Many people think that financial management is an investment, so that the appreciation of assets. This is a one-sided understanding. In fact, the true financial planning, including cash planning, investment planning, risk management and insurance planning, children's ecation planning, real estate planning, estate planning, such as the eight content transmission. These programs are aimed at one purpose: to protect life. The protection of your basic life, the protection of your ecation, marriage, child ecation, retirement, disease prevention, etc. Plan to have enough money to cover, but not financial imbalances.

To do a good job of financial planning, we must master the "seven elements":

1. The necessary liquidity. Refers to the hands of the living have enough money, holding cash is mainly to meet the daily expenses, prevention of emergencies and the need for speculation. Family life, through the cash plan, with cash on hand to meet demand in the short term: the expected future cash expenditures (in the short term, such as the January-March) through a variety of savings, living to meet short-term investment instruments. Bank demand deposits, notice deposits, and so the IMF is a relatively good cash management tool. We are all very familiar with the former, the bank deposit is a new business, usually one weeks advance notice can be extracted after 1 week. Monetary Fund is invested in money market funds, free of charge as a result, no interest tax, compared to the first 2 persons, a higher income. The risk is very small, particularly suitable for the expected cash management.

2. Reasonable consumer spending. The primary purpose of personal finance is to make a reasonable financial position. As far as possible to rece unnecessary expenses. Real life and learn to save money and sometimes to seek a high return on investment than the easier to achieve financial goals. Consumer spending through the planning, so that reasonable personal consumption expenditures, so that the structure of household income and expenditure balance. Everyone should build their own itemized account in next financial expenses, the daily record of expenditure, (too trivial can not remember, but a total of more than 10 recorded it should be) at the end of analysis, it is necessary to look at those who are unnecessary. A long time, and will find out the laws of their own expenses, the budget next year, planning for the establishment of the family's expenses to prepare. Liabilities now popular consumption, a certain proportion of the balance is acceptable, but not excessive, otherwise you can only become a slave to debt. Generally accepted that the rate of household debt can not exceed 25% -30%, this is a security thread.

3. Expectations in ecation. Family members of the ecation in the share of household expenditure increasing, whether it is their children's ecation, or alt-job ecation, are indispensable. Families in need of early ecation planning, reasonable to ensure that the future ability to pay for themselves and their children's ecation costs, fully meet the indivial (family) ecation expectations. The expenditure on ecation, the need to establish a dedicated account management, unless not allowed to, or not to move. Can be done in the short-term investment, on their own, they can do short-term capital preservation investments, such as a variety of commercial bank set the yuan financial procts; of their children, their children's ecation based on age, select the appropriate investment period, to do something in long-term investment.

4. Comprehensive risk protection. Person's life, risk is everywhere, through the Risk Management and Insurance Planning, will be brought about by the loss of accidents to a minimum, and better to avoid risks, to protect life. Therefore, insurance is necessary. In particular, only basic medical and pension insurance for the crowd, it is necessary to buy a number of commercial insurance, as a supplement. Choice of insurance, it is best to vote for those kind of co-existence.

5. Reasonable arrangements to pay taxes. Every citizen, paying taxes is a legal obligation, but taxpayers often want to minimize their tax burden. White said the tax is reasonable. To achieve this goal, through a variety of business, investment, financial and other economic activities in the prior planning and arrangements make full use of tax concessions offered and differential treatment, appropriate to rece or delay the spending of taxes and fees. Reasonable business tax dectible investment projects, financial projects, the choice of tax-free varieties, are very necessary.

6. Accumulate wealth. The increase in personal wealth is possible through the "money" to achieve, but the absolute increase in wealth will be passed to achieve an increase in income. Salary type of limited income, investment income has taken the initiative to achieve an even higher qualities, the rapid accumulation of personal wealth depends mainly on investment. After all, money can the "money". In accordance with financial objectives, personal investment and risk tolerance, choose an effective investment program to determine a reasonable investment with a variety of species, bring investment income indivials or families, more and more and graally become a personal or family income the main source, and ultimately reach the level of financial freedom. Reality for the general population is not a lot of investment procts, stocks, funds, bonds, collection of financial procts, gold, real estate, works of art and so on. Investment there is a principle that should not be unfamiliar. When you do not understand it, do not blindly to follow the trend, this risk may be considerable.

7. Age. To the elderly, income-earning capacity has decreased, it is necessary in young and middle-aged financial planning period so that the old age can lead to "a sense of security, end-worthiness, a feeling of happiness" with dignity, to aging self-reliance. This is also the home of a very important financial goals. People raise their children before the concept of old age are now outdated, and their children live their own lives, their burden is also great, by they are unreliable and can only rely on their own. Financial planning as soon as possible, to prepare for their own future enough money to enjoy their twilight years.

㈥ 理財是什麼 英文怎麼講

理財（Financing）指的是對財務（財產和債務）進行管理，以實現財務的保值、增值為目的。理財分為公司理財、機構理財、個人理財和家庭理財等。理財和學校財務管理專業相似；理財英文:Financial management或Financing；「海外貿易」:OVERSEAS TRADE;

理財的范圍很廣，理財是理一生的財，也就是個人一生的現金流量與風險管理。包含以下涵義：

1. 理財是理一生的財，不僅僅是解決燃眉之急的金錢問題而已。

2. 理財是現金流量管理，每一個人一出生就需要用錢（現金流出），也需要賺錢來產生現金流入。因此不管是否有錢，每一個人都需要理財。

3. 理財也涵蓋了風險管理。因為未來的更多流量具有不確定性，包括人身風險、財產風險與市場風險，都會影響到現金流入（收入中斷風險）或現金流出（費用遞增風險）。

(6)個人理財英文擴展閱讀:

理財方法

1. 到銀行、證券公司理財需開立相應理財賬戶。一般而言，通過銀行開通的理財賬戶可以辦理儲蓄類產品和銀行理財產品以及基金類產品，大型銀行還可通過銀行系統購買。由於銀行網點分布較廣，通過銀行渠道開立的投資理財賬戶可到銀行櫃台辦理。

2. 證券公司開立的理財賬戶可用於股票（包括A股、B股、H股等）、債券（包括國債、企業債、公司債等）、期貨（包括金融期貨如股指期貨、外匯期貨等，商品期貨如黃金期貨、農產品期貨等）等一系列的投資理財工具的投資。證券賬戶的開立可到各證券公司營業部辦理，需要在交易日內辦理。

3. 投資公司的手續比較方便，一般只需要提供自己的身份證和銀行卡復印件。投資公司也會為客戶定製專屬理財計劃。

㈦ 理財產品英文是什麼

理財產品的英文是 Financial procts

㈧ 個人理財中心的英文怎麼翻

personal financing centre

㈨ 理財產品英文怎麼說

理財，英文：Financial management或者Conct financial transactions
理財，指的是對財務（財產和債務）進行管理，以實現財產的保值、增值回為目的答。理財分為公司理財、機構理財、個人和家庭理財等。人類的生存、生活及其它活動離不開物質基礎，與理財密切相關。
「理財」往往與「投資理財」並用，因為「理財」中有「投資」，「投資」中有「理財」。所謂的理財也不僅僅是把財務往外投，被投資也是一種理財，不懂得被投資也就不懂得怎麼更好投資。
在現今社會，理財不僅僅局限於上班族，
通過一種或多種途徑達成其經濟目標的計劃、規劃或解決方案。在具體實施該規劃方案的過程，也稱理財。