⑴ 急求關於畢業論文的英語文獻我的課題的關於國外融資租賃的發展,麻煩大家幫忙一下,最好附有翻譯
The development of financial leasing instry in China is facing new challenges and opportunities, development prospects.
According to the world leasing yearbook of statistics, in 1999 the global equipment leasing transaction volume has amounted to $470000000000 (not including the personal car rental). Equipment permeability equipment lease transactions instrial developed countries reached 20% - 35%. And our country in the last few years equipment lease transactions accounted for only 1% of all equipment trading volume, market potential is very great. At the dawn of the new century, to accelerate the development of the financial leasing instry in China has important practical significance.
In the process of economic globalization, China is the largest developing country, give full play to the potential of the domestic market is an eternal topic. The development of modern leasing instry is concive to the promotion of investment, enliven the domestic demand, accelerate the technological transformation of enterprises. Give full play to the Finance Leasing Company financing function, is concive to stimulating social investment, change the investment of fixed assets of enterprises "credit" too serious, directly dependent on the status of banks. Process for commercial banks. Leasing instry to implement the proactive fiscal policy, change the financial funds, expand the multiplier effect of financial investment. The development of rental sales and long-term operating lease help accelerate the reform of circulation field, to establish and perfect a financing lease business carrier and distribution system of marketing. Leasing is beneficial to the popularization and application of high and new technology and equipment, mobile communication instry uses a lot of financing lease to high-speed development is the best proof. The positive development of manufacturers of equipment leasing company background and professional, carry out small equipment rental sales, second-hand equipment leasing, to make an inventory of existing assets, idle assets play a role, is concive to the promotion of the re employment project, to support the development of small and medium enterprises and non - public ownership economy.
At present, China's leasing instry organization structure is not perfect, the financing lease as circulation carrier, not to open, non financial leasing companies cannot lawfully engaged in lease financing business, the existing Finance Leasing Company and joint venture leasing companies less quantity, small scale, can not meet the needs of the market. Part of the Finance Leasing Company, Sino foreign joint venture leasing company e to various reasons asset condition is not good, continue to operate in difficult. Some shareholders intend to withdraw from business, the transfer of shares, some companies prepare e winding. Asset restructuring existing lease enterprise task. Theoretical study on the financing lease is seriously lagging behind, development professionals will seriously affect the serious shortage of the leasing instry. The financial leasing instry development to a succession of the new to the old, the survival of the fittest, asset restructuring, reorganization of the turning point of the development opportunity.
After entering the WTO, China in the field of financial services will accelerate the pace of opening to the outside world, more and more foreign investors, the Multi-National Corporation will be involved in the financial leasing instry in china. Further into the foreign capital, to inject new vitality into China's leasing instry at the same time, domestic leasing instry will face severe challenges,
At the same time, the legal environment of China modern leasing instry and the business environment is further improved. To expand domestic demand, accelerate the technological transformation, manufacturing and logistics requirements set up Finance Leasing Company to promote strong external demand equipment sales. Issued accounting standards make the sale and leaseback, leveraged lease, rental sales, long-term operating lease and other new business form common development potential. The implementation of the new accounting law, further standardize all kinds of intermediary business, make the enterprise information disclosure more open, transparent. Deepening reform of SOEs, the modern enterprise system will be established, vigorously develop the mixed ownership, non-public enterprises, will provide a lot of potential customers for financing lease. Banks generally carry out management of line of credit loans, will enable more enterprises to financing lease as an important financing channel for investment in fixed assets. With the deepening of the reform of the financial instry, between the money market and capital market channel of communication is smooth, the funding problem of leasing companies will graally be resolved, and diversified development. The country enlarges the utilization of foreign capital and technology support for the development, financing and leasing instry in the introction of foreign investment, accelerate the renewal of equipment, avoid equipment obsolescence risk, increasing its market share will be further play to the role of. Some rental companies through the reorganization of assets and transfer of shares, revitalized, and provided successful low-cost access to new investors in the leasing instry. The financial leasing instry in China is facing new development opportunity hitherto unknown.
After 20 years of reform and opening up, China's financial leasing instry has made many valuable experiences and lessons, and lays a foundation for further development. In recent years, many large Multi-National Corporation have set foot in the leasing instry, fully shows that China's continuous improvement of the investment environment, the huge potential of the rental market and customer groups, which has a great attraction to foreign investors. Although China's leasing instry still faces many difficulties, but after entering the WTO, the development of further opening of financial service trade field will give China's leasing instry has brought new opportunities for development. The development prospects of China leasing instry wide, Unlimited Business Opportunities!
翻譯:
我國融資租賃業發展面臨新的挑戰和機遇,發展前景廣闊。
據世界租賃年報統計,1999年全球設備租賃交易額已達4700億美圓(尚不包括個人汽車租賃)。工業發達國家的設備租賃交易額的設備滲透率達20%—35%左右。而我國近幾年來設備租賃交易額僅佔全部設備交易額的1%左右,市場潛力十分巨大。在新世紀到來之際,加速發展我國融資租賃業有著重要的現實意義。
在經濟全球化的進程中,我國作為最大的發展中國家,充分發揮國內市場潛力是一個永恆的課題。大力發展現代租賃業有利於促進投資,搞活內需,加速企業技術改造。充分發揮融資租賃公司的投融資功能,有利於拉動社會投資,改變企業固定資產投資嚴重「信貸化」,過分直接依賴銀行的狀況。有利於銀行的商業化進程。租賃業有利於配合積極的財政政策,改變財政資金的投入方式,擴大財政投入的倍數效應。發展租賃銷售和中長期經營租賃有利於加速流通領域里的改革,建立和完善以融資租賃為營銷方式的經營載體和分銷體系。租賃業務的開展有利於高新技術和裝備的推廣應用,移動通信業大量採用融資租賃方式得以高速發展就是最好的明證。積極發展廠商為背景的專業化的設備租賃公司,開展小額的設備租賃促銷、二手設備租賃,有利於盤活現有資產,發揮閑置資產的作用,有利於促進再就業工程的實施,有利於支持中小企業和非公有制經濟的發展。
目前,我國租賃業的組織架構很不完善,融資租賃作為流通載體,尚未對內開放,非金融機構的租賃公司還不能合法地從事融資租賃業務,現有的金融租賃公司和合資租賃公司數量少,規模小,遠不能適應市場的需求。部分金融租賃公司、中外合資租賃公司由於種種原因資產狀況不好,繼續經營步履艱難。有的股東打算撤出經營,轉讓股權,有的公司准備到期清盤。現有租賃企業資產重組任務艱巨。對融資租賃的理論研究嚴重滯後,專業人員嚴重不足也將會嚴重影響租賃業的發展。融資租賃行業發展到了一個新老交替、優勝劣汰、資產重組、整頓發展的轉折時機。
入世後,我國金融服務領域將加快對外開放的步伐,更多的外國投資者、跨國公司將介入我國融資租賃業。外資的進一步進入,在為我國租賃業注入新的活力的同時,內資租賃業將面臨嚴峻的挑戰,
與此同時,我國現代租賃業的法律環境和業務環境正進一步完善。為擴大內需,加速技改,製造業和流通業要求成立融資租賃公司促進設備銷售的客觀需求強烈。會計准則的頒布使出售回租、杠桿租賃、銷售租賃、中長期經營租賃等新的業務形式有普遍開展之勢。新會計法的實施,各類中介機構的進一步規范經營,使企業信息的披露更加公開、透明。國企改革進一步深化,現代企業制度將普遍建立,混合型所有制、非公有制企業的大力發展,將會為融資租賃業提供大量潛在客戶。銀行普遍推行貸款授信額度管理,將使更多企業把融資租賃當作固定資產投資的重要籌資渠道。隨著金融業的改革深化,貨幣市場和其它資本市場之間的溝通渠道會日益暢通,租賃公司的資金來源問題會逐步得到解決,並向多樣化發展。國家加大對利用外資和高科技發展的支持力度,融資租賃業在引進外資、加速設備更新、避免設備陳舊風險,擴大市場份額方面的作用會得到進一步發揮。一些租賃公司通過資產重組和股份轉讓,重新煥發了活力,為新的投資者介入租賃業提供了低成本進入的成功經驗。我國融資租賃業又面臨前所未有新的發展機遇。
經過20 年的改革開放,我國融資租賃業取得了不少寶貴的經驗教訓,奠定了進一步快速發展的基礎。近幾年來,很多大跨國公司紛紛涉足租賃業,充分說明了我國不斷完善的投資環境,潛力巨大的租賃市場和客戶群體,對外國投資者具有極大的吸引力。盡管我國租賃業還面臨不少困難,但入世後,金融貿易服務領域的進一步對外開放會給我國租賃業的發展帶來了新的發展機遇。中國租賃業的發展前景廣闊,商機無限!
⑵ 「融資租賃」英文是
融資租賃 Financial leasing
又稱設備租賃 Equipment leasing 或現代租賃Modern Leasing
⑶ 融資租賃資產用英語怎麼說
是會計科目Finance lease assets
⑷ 非常感謝你的翻譯,還有這篇請幫忙翻譯下!謝謝
Financing lease is born in the United States of a new type of financial instruments. After the second world war, with its advantages in financing, recognised by the majority of enterprises, maintaining high-speed growth each year. At present, the financing lease has become the second to the bank credit financing channels, and to enhance its instry penetration, one-third of the world's equipment is done through the financing lease. After the reform and opening, financial leasing as a new financing channels to introce domestic. Along with the rapid development of domestic economy, the financial leasing instry has also been rapid development. Compared with other traditional financing methods, financing lease has obvious advantages. For example, to promote enterprise technical transformation, enhance the competitiveness of enterprises; Revitalize the enterprise stock assets, improve the economic benefit; To optimize enterprise's balance sheet structure, improve the enterprise's financial condition, etc. Therefore, financing lease is one to solve enterprise financing difficult choices. In this context, this article combining with work experience, the author in H leasing company has chosen the project financing lease of W company case analysis, combined with practical experience, discusses the application of financing lease in the gas instry. Based on the basic situation of W company and proction operation based on the analysis of the status quo, the process, the required data of financial leasing project, the project plan and be in harmony of rent is introced, and the W company financial leasing project environment are analyzed. Then, this paper W choose financing lease business demand analysis, USES quantitative and qualitative methods to analyze the W company's financial situation, and the main risk of financial leasing project and its prevention are expounded. On this basis, clearly the problems existing in the financing lease project, and in view of the problem, respectively from the macro level, the lessee and the lessor three Angle put forward specific countermeasures. Finally, this article will W company problems existing in the financing lease project extends to other similar projects, financing lease and from the viewpoints of the lessee, the lessor, and the government put forward Suggestions, concive to the development of financial leasing instry to hope that the healthy development of financial leasing instry to better service the vast number of enterprises.
⑸ 融資租賃和金融租賃的區別是什麼
一、性質不同:
金融租賃公司是金融機構,融資租賃公司是非金融機構。前者是放款單位,後者則是借款單位。二者有著本質的區別。雖然融資租賃公司總想往金融方面靠,但是被國家下發的相關條例給限制住了,目的是為了嚴防租賃公司從事影子銀行業務。
二、產業劃分不同:
國家統計局下發《三次產業劃分規定》顯示,金融租賃屬於第三產業—J門:金融業—7120大類:金融租賃。融資租賃被劃分為第三產業—L門:租賃和商務服務業—7310大類:機械設備租賃。
三、監管機構不同:
金融租賃公司受銀監會批准以及監管,並且只有金融租賃公司才可以冠有「金融」二字,因此成立難度很大,要求很高。成立難度相對來說小一些,對法人股東的要求也相對小一些。但是融資租賃也屬於類金融企業,現在國家在大力整頓金融市場,融資租賃注冊要求也很嚴格了。
四、監督管理方式不同:
金融租賃公司監管部門按照放款人監管。租賃公司在監管部門批準的信貸規模範圍內開展業務活動。租賃資產發生變化時,每日都要上報。監管部門對租賃公司的銀行賬戶有可靠的監控。
五、適用范圍不同:
融資租賃更適合中小企業融資。介於融資租賃擁有融資與融物相結合的特點,出現問題時租賃公司可以回收、處理租賃物,因而在辦理融資時對企業資信和擔保的要求不高,所以非常適合中小企業融資。
金融租賃是以融物代替融資並且將融資與融物緊密相連的一種信用形式,所以金融租賃方式大多適用於於大型成套設備的租賃。
(5)融資租賃翻譯擴展閱讀:
功能介紹
1.融資功能 融資租賃從其本質上看是以融通資金為目的的,它是為解決企業資金不足的問題而產生的。需要添置設備的企業只須付少量資金就能使用到所需設備進行生產,相當於為企業提供了一筆中長期貸款。
2.促銷功能 融資租賃可以用「以租代銷」的形式,為生產企業提供金融服務。一可避免生產企業存貨太多,導致流通環節的不暢通,有利於社會總資金的加速周轉和國家整體效益的提高;二可擴大產品銷路,加強產品在國內外市場上的競爭能力。
3.投資功能 租賃業務也是一種投資行為。租賃公司對租賃項目具有選擇權,可以挑選一些風險較小、收益較高以及國家產業傾斜的項目給予資金支持。同時一些擁有閑散資金、閑散設備的企業也可以通過融資租賃使其資產增值。而融資租賃作為一種投資手段,使資金既有專用性,又改善了企業的資產質量,使中小企業實現技術、設備的更新改造。
4.資產管理功能 融資租賃將資金運動與實物運動聯系起來。因為租賃物的所有權在租賃公司,所以租賃公司有責任對租賃資產進行管理、監督,控制資產流向。
隨著融資租賃業務的不斷發展,還可利用設備生產者為設備的承租方提供維修、保養和產品升級換代等特別服務,使其經常能使用上先進的設備,降低使用成本和設備淘汰的風險,尤其是對於售價高、技術性強、無形損耗快或利用率不高的設備有較大好處。
參考資料來源:網路-融資租賃
⑹ 一道有關融資租賃術語翻譯並歸類的問題。請大家幫忙看下
大概意思是:
1.True租賃
2.Cross邊界轉租
3.Leasing
4.Capital租賃
5.Venture租賃
6.Rental
7.Finance租賃
8.Pickle 杜爾租賃
9.Financial租賃
10.Operational租賃
⑺ 百度的兄弟姐妹們,Simon跪球融資租賃翻譯,急!!在線等待!!!!!!!
Since reform and opening up, China's highway construction has made great achievements, the road network density and highway grading continuously improve, a comprehensive road transport tense situation was effectively alleviated, road traffic in an integrated transport system to further enhance the position. China's road traffic is now facing new challenges and in the form of large-scale highway construction funds for road building makes a substantial increase in demand. It is clear that rely solely on the limited state financial allocations and highway fees revenue has been far from meeting the growing demand for highway construction funds. In the "11th Five-Year Plan" period is to achieve modernization of China's highway and road transport instry to achieve the goal of a well-leap-forward development period, China's road traffic and development are facing a new situation and challenges. In the new opportunities before them, to meet the future demand for road construction and development projects of the new financing model Pozaimeishao, is very necessary.
Since the 1950s, the developed Western countries, the financial instry formed a kind of world economic and financial innovations have a profound impact on the trend that Western countries financial innovation, and the basic background is to avoid financial behavior and financial environment of conflict . The sweeping across the world in the world financial innovation trends in financing is one of the important manifestation of finance lease, it is the process of economic development financial capital and instrial capital of mutual penetration and integration of derivative procts. It is a collection of credit, trade, and technology updates in one of the new financial instry. Since its finance leases have been a short period of 50 years, second only to bank credit has become the second largest mode of financing.
⑻ 融資租賃公司用英語怎麼說
融資租賃公司
英文:Financial Leasing Company
Foreign invested enterprises engaged in financing leasing business are foreign invested financing leasing companies.
從事融資租賃業務的外商投資企業回為外答商投資融資租賃公司.
⑼ 求高人翻譯成英文,不要在線翻譯的那種!急急急!!! 融資租賃實質上是轉移了與資產所有權有關的全部風險和
Financial lease is acturally a transfer of all the risk relating to property ownership.