导航:首页 > 理财融资 > 个人理财英文

个人理财英文

发布时间:2021-04-26 03:50:46

㈠ 个人理财业务代表怎么用英文说

Personal Financial Services Representative

㈡ 创业投资 个人理财 英文怎么说

创业投资
New Business Investment

个人理财
Personal Finance Advisory

㈢ 理财英文的英标怎么写

Financial practice 理财
对于财产(包含有形财产和无形财产=知识产权)的经营版。多用于个人权对于个人财产或家庭财产的经营,是指个人或机构根据个人或机构当前的实际经济状况,设定想要达成的经济目标,在限定的时限内采用一类或多类金融投资工具,通过一种或多种途径达成其经济目标的计划、规划或解决方案。
在具体实施该规划方案的过程,也称理财。

㈣ 创业投资 个人理财 英文标准怎么说

创业(风险)投资 startup (venture) investment
个人理财 personal financing

㈤ 找一篇英文的有关个人理财的文章(高分)

Financial management system, "financial plans and arrangements for the family." Popular speakers is that when you need to spend money when there is enough money to give you flowers. Financial management does not mean rich, reasonable arrangements for the family financial income and expenditure, to achieve a fiscal balance and protect the basic living expenses of the family is the fundamental financial management.
Many people think that financial management is an investment, so that the appreciation of assets. This is a one-sided understanding. In fact, the true financial planning, including cash planning, investment planning, risk management and insurance planning, children's ecation planning, real estate planning, estate planning, such as the eight content transmission. These programs are aimed at one purpose: to protect life. The protection of your basic life, the protection of your ecation, marriage, child ecation, retirement, disease prevention, etc. Plan to have enough money to cover, but not financial imbalances.

To do a good job of financial planning, we must master the "seven elements":

1. The necessary liquidity. Refers to the hands of the living have enough money, holding cash is mainly to meet the daily expenses, prevention of emergencies and the need for speculation. Family life, through the cash plan, with cash on hand to meet demand in the short term: the expected future cash expenditures (in the short term, such as the January-March) through a variety of savings, living to meet short-term investment instruments. Bank demand deposits, notice deposits, and so the IMF is a relatively good cash management tool. We are all very familiar with the former, the bank deposit is a new business, usually one weeks advance notice can be extracted after 1 week. Monetary Fund is invested in money market funds, free of charge as a result, no interest tax, compared to the first 2 persons, a higher income. The risk is very small, particularly suitable for the expected cash management.

2. Reasonable consumer spending. The primary purpose of personal finance is to make a reasonable financial position. As far as possible to rece unnecessary expenses. Real life and learn to save money and sometimes to seek a high return on investment than the easier to achieve financial goals. Consumer spending through the planning, so that reasonable personal consumption expenditures, so that the structure of household income and expenditure balance. Everyone should build their own itemized account in next financial expenses, the daily record of expenditure, (too trivial can not remember, but a total of more than 10 recorded it should be) at the end of analysis, it is necessary to look at those who are unnecessary. A long time, and will find out the laws of their own expenses, the budget next year, planning for the establishment of the family's expenses to prepare. Liabilities now popular consumption, a certain proportion of the balance is acceptable, but not excessive, otherwise you can only become a slave to debt. Generally accepted that the rate of household debt can not exceed 25% -30%, this is a security thread.

3. Expectations in ecation. Family members of the ecation in the share of household expenditure increasing, whether it is their children's ecation, or alt-job ecation, are indispensable. Families in need of early ecation planning, reasonable to ensure that the future ability to pay for themselves and their children's ecation costs, fully meet the indivial (family) ecation expectations. The expenditure on ecation, the need to establish a dedicated account management, unless not allowed to, or not to move. Can be done in the short-term investment, on their own, they can do short-term capital preservation investments, such as a variety of commercial bank set the yuan financial procts; of their children, their children's ecation based on age, select the appropriate investment period, to do something in long-term investment.

4. Comprehensive risk protection. Person's life, risk is everywhere, through the Risk Management and Insurance Planning, will be brought about by the loss of accidents to a minimum, and better to avoid risks, to protect life. Therefore, insurance is necessary. In particular, only basic medical and pension insurance for the crowd, it is necessary to buy a number of commercial insurance, as a supplement. Choice of insurance, it is best to vote for those kind of co-existence.

5. Reasonable arrangements to pay taxes. Every citizen, paying taxes is a legal obligation, but taxpayers often want to minimize their tax burden. White said the tax is reasonable. To achieve this goal, through a variety of business, investment, financial and other economic activities in the prior planning and arrangements make full use of tax concessions offered and differential treatment, appropriate to rece or delay the spending of taxes and fees. Reasonable business tax dectible investment projects, financial projects, the choice of tax-free varieties, are very necessary.

6. Accumulate wealth. The increase in personal wealth is possible through the "money" to achieve, but the absolute increase in wealth will be passed to achieve an increase in income. Salary type of limited income, investment income has taken the initiative to achieve an even higher qualities, the rapid accumulation of personal wealth depends mainly on investment. After all, money can the "money". In accordance with financial objectives, personal investment and risk tolerance, choose an effective investment program to determine a reasonable investment with a variety of species, bring investment income indivials or families, more and more and graally become a personal or family income the main source, and ultimately reach the level of financial freedom. Reality for the general population is not a lot of investment procts, stocks, funds, bonds, collection of financial procts, gold, real estate, works of art and so on. Investment there is a principle that should not be unfamiliar. When you do not understand it, do not blindly to follow the trend, this risk may be considerable.

7. Age. To the elderly, income-earning capacity has decreased, it is necessary in young and middle-aged financial planning period so that the old age can lead to "a sense of security, end-worthiness, a feeling of happiness" with dignity, to aging self-reliance. This is also the home of a very important financial goals. People raise their children before the concept of old age are now outdated, and their children live their own lives, their burden is also great, by they are unreliable and can only rely on their own. Financial planning as soon as possible, to prepare for their own future enough money to enjoy their twilight years.

㈥ 理财是什么 英文怎么讲

理财(Financing)指的是对财务(财产和债务)进行管理,以实现财务的保值、增值为目的。理财分为公司理财、机构理财、个人理财和家庭理财等。理财和学校财务管理专业相似;理财英文:Financial management或Financing;“海外贸易”:OVERSEAS TRADE;

理财的范围很广,理财是理一生的财,也就是个人一生的现金流量与风险管理。包含以下涵义:

  1. 理财是理一生的财,不仅仅是解决燃眉之急的金钱问题而已。

  2. 理财是现金流量管理,每一个人一出生就需要用钱(现金流出),也需要赚钱来产生现金流入。因此不管是否有钱,每一个人都需要理财。

3. 理财也涵盖了风险管理。因为未来的更多流量具有不确定性,包括人身风险、财产风险与市场风险,都会影响到现金流入(收入中断风险)或现金流出(费用递增风险)。

(6)个人理财英文扩展阅读:

理财方法

  1. 到银行、证券公司理财需开立相应理财账户。一般而言,通过银行开通的理财账户可以办理储蓄类产品和银行理财产品以及基金类产品,大型银行还可通过银行系统购买。由于银行网点分布较广,通过银行渠道开立的投资理财账户可到银行柜台办理。

  2. 证券公司开立的理财账户可用于股票(包括A股、B股、H股等)、债券(包括国债、企业债、公司债等)、期货(包括金融期货如股指期货、外汇期货等,商品期货如黄金期货、农产品期货等)等一系列的投资理财工具的投资。证券账户的开立可到各证券公司营业部办理,需要在交易日内办理。

  3. 投资公司的手续比较方便,一般只需要提供自己的身份证和银行卡复印件。投资公司也会为客户定制专属理财计划。

㈦ 理财产品英文是什么

理财产品的英文是 Financial procts

㈧ 个人理财中心的英文怎么翻

personal financing centre

㈨ 理财产品英文怎么说

理财,英文:Financial management或者Conct financial transactions
理财,指的是对财务(财产和债务)进行管理,以实现财产的保值、增值回为目的答。理财分为公司理财、机构理财、个人和家庭理财等。人类的生存、生活及其它活动离不开物质基础,与理财密切相关。
“理财”往往与“投资理财”并用,因为“理财”中有“投资”,“投资”中有“理财”。所谓的理财也不仅仅是把财务往外投,被投资也是一种理财,不懂得被投资也就不懂得怎么更好投资。
在现今社会,理财不仅仅局限于上班族,
通过一种或多种途径达成其经济目标的计划、规划或解决方案。在具体实施该规划方案的过程,也称理财。

阅读全文

与个人理财英文相关的资料

热点内容
三宜融资 浏览:573
股票内外比多少 浏览:107
格力置业股票 浏览:337
融资租赁成功案例 浏览:335
工程项目融资与投资 浏览:364
租住行业融资 浏览:454
中原信托借壳中原高速 浏览:540
一只股票3年正常涨多少 浏览:86
安邦保险理财安全吗 浏览:406
上海圆通贵金属招聘信息 浏览:493
菜花玉理财 浏览:592
中国外汇美元储备 浏览:977
龙一食品股票 浏览:917
柳州理财公司 浏览:926
智远理财财富管理计划 浏览:486
三元以下的股票有几只 浏览:545
芬香有融资吗 浏览:863
股票杠杆率怎么算 浏览:144
4万块钱如何理财 浏览:453
华锐金融融资 浏览:728