① 關於理財的文章
這就是網址:內容
http://..com/link?url=-vft62Mtqn5SP7E_
② 如何選擇好的理財產品相關文章推薦,理財,生活百科
個人理財選擇正規大平台很重要,獲得安心收益同時能更好的保障資金安內全。度小滿容理財就是原網路理財,度小滿理財是度小滿金融(原網路金融)旗下的專業化理財平台,提供基金投資、活期理財和銀行定期理財等多元化理財產品。度小滿理財幫助用戶安心實現財富增長,用戶根據自己的流動性偏好、風險偏好進行選擇適合的理財產品。目前,度小滿理財已持續安全運營近5年時間,往期產品也均完成了本息兌付。
此條答案是由有錢花提供:有錢花是度小滿金融(原網路金融)旗下的信貸服務品牌,點擊測額最高可借20萬。有錢花大品牌靠譜利率低,滿易貸最低日息0.02%起,借款1萬元利息最低每天2元,息費透明按日計息無任何貸前費用,最快30秒審批,最快3分鍾放款,支持提前還款。手機端點擊下方馬上測額。
③ 當家理財體會文章!~
2010 年,媽媽把積蓄16萬元錢,全部交給我理財。手裡握著這份沉甸甸的家當,下定決心一定要為家裡做好理財。於是經過一番盤算後,我決定在理財上來一個新的改革。我摒棄了父親有錢只會存銀行的老觀念,更對母親吃光用光不會勤儉持家的人生觀不屑一顧。我認為理財的第一要素, 就是要使積蓄達到最大的安全系數,其次才是保值增值。自己還在讀書,萬一生起病來,錢就會嘩嘩流出的可能性,我為自己買了一份商業保險。雖然每年要花費4500元,但是我認為比把錢存在銀行要合算的多。因為這才是減少潛在風險最科學的辦法。同時,我還把眼光轉向股市,在春節前我把10萬錢買了基金,如今盡管行情時漲時跌,但是由於我長期規劃,不擔心貶值。另外,投資時不能把雞蛋放在同一個籃子里的理論,我把其餘的錢購買了相對收益較為可觀的國庫券,萬一有意外之需,還可以提前兌現。可謂進退有餘,比存活期來得劃算多了。在日常生活方面,經過一番細仔的測算,我把 每月的伙食開銷定在1000元,並堅持每天記帳。父親對我科學持家的做法很是滿意,只是母親大呼吃不消,認為這樣過日子太累了。我說:「你也應該出去找份工作,為家裡增加點收入,不要一天到晚叫累了」
只有曾經親身經歷,才知道當家理財的不尋常。原先我一直想有了錢,就隨便花,現在堅持每日記錄平常的支出後,每月看消費的節節攀升,才知道錢來之不易。如今我想的是怎樣才能雞生蛋,錢生錢。
④ 本人最近看了幾篇關於理財的文章,想學習裡面的人進行投資理財··但是苦於沒有基礎。也什麼
理財方法很寬泛,是一種對待生活態度,不是技術,理財是在不影響正常工作的情況下,把內存款拿容出來做投資等,風險不能太大,否則不僅會弄得焦頭爛額也不一定能有收益,還有可能損失,得不償失,我建議還是在穩妥的基礎上,再說收益,股票,基金,債券,還算是比較好的,別的只要自己有那方面的技術也可以嘗試,不過應該注意,投資有風險,並且收入越高往往風險越大,所以不能太貪,並且在投資之前應該看看那一方面的有關技術書籍,比如股票的技巧性很高,希望你能明白!
⑤ 找一篇英文的有關個人理財的文章(高分)
Financial management system, "financial plans and arrangements for the family." Popular speakers is that when you need to spend money when there is enough money to give you flowers. Financial management does not mean rich, reasonable arrangements for the family financial income and expenditure, to achieve a fiscal balance and protect the basic living expenses of the family is the fundamental financial management.
Many people think that financial management is an investment, so that the appreciation of assets. This is a one-sided understanding. In fact, the true financial planning, including cash planning, investment planning, risk management and insurance planning, children's ecation planning, real estate planning, estate planning, such as the eight content transmission. These programs are aimed at one purpose: to protect life. The protection of your basic life, the protection of your ecation, marriage, child ecation, retirement, disease prevention, etc. Plan to have enough money to cover, but not financial imbalances.
To do a good job of financial planning, we must master the "seven elements":
1. The necessary liquidity. Refers to the hands of the living have enough money, holding cash is mainly to meet the daily expenses, prevention of emergencies and the need for speculation. Family life, through the cash plan, with cash on hand to meet demand in the short term: the expected future cash expenditures (in the short term, such as the January-March) through a variety of savings, living to meet short-term investment instruments. Bank demand deposits, notice deposits, and so the IMF is a relatively good cash management tool. We are all very familiar with the former, the bank deposit is a new business, usually one weeks advance notice can be extracted after 1 week. Monetary Fund is invested in money market funds, free of charge as a result, no interest tax, compared to the first 2 persons, a higher income. The risk is very small, particularly suitable for the expected cash management.
2. Reasonable consumer spending. The primary purpose of personal finance is to make a reasonable financial position. As far as possible to rece unnecessary expenses. Real life and learn to save money and sometimes to seek a high return on investment than the easier to achieve financial goals. Consumer spending through the planning, so that reasonable personal consumption expenditures, so that the structure of household income and expenditure balance. Everyone should build their own itemized account in next financial expenses, the daily record of expenditure, (too trivial can not remember, but a total of more than 10 recorded it should be) at the end of analysis, it is necessary to look at those who are unnecessary. A long time, and will find out the laws of their own expenses, the budget next year, planning for the establishment of the family's expenses to prepare. Liabilities now popular consumption, a certain proportion of the balance is acceptable, but not excessive, otherwise you can only become a slave to debt. Generally accepted that the rate of household debt can not exceed 25% -30%, this is a security thread.
3. Expectations in ecation. Family members of the ecation in the share of household expenditure increasing, whether it is their children's ecation, or alt-job ecation, are indispensable. Families in need of early ecation planning, reasonable to ensure that the future ability to pay for themselves and their children's ecation costs, fully meet the indivial (family) ecation expectations. The expenditure on ecation, the need to establish a dedicated account management, unless not allowed to, or not to move. Can be done in the short-term investment, on their own, they can do short-term capital preservation investments, such as a variety of commercial bank set the yuan financial procts; of their children, their children's ecation based on age, select the appropriate investment period, to do something in long-term investment.
4. Comprehensive risk protection. Person's life, risk is everywhere, through the Risk Management and Insurance Planning, will be brought about by the loss of accidents to a minimum, and better to avoid risks, to protect life. Therefore, insurance is necessary. In particular, only basic medical and pension insurance for the crowd, it is necessary to buy a number of commercial insurance, as a supplement. Choice of insurance, it is best to vote for those kind of co-existence.
5. Reasonable arrangements to pay taxes. Every citizen, paying taxes is a legal obligation, but taxpayers often want to minimize their tax burden. White said the tax is reasonable. To achieve this goal, through a variety of business, investment, financial and other economic activities in the prior planning and arrangements make full use of tax concessions offered and differential treatment, appropriate to rece or delay the spending of taxes and fees. Reasonable business tax dectible investment projects, financial projects, the choice of tax-free varieties, are very necessary.
6. Accumulate wealth. The increase in personal wealth is possible through the "money" to achieve, but the absolute increase in wealth will be passed to achieve an increase in income. Salary type of limited income, investment income has taken the initiative to achieve an even higher qualities, the rapid accumulation of personal wealth depends mainly on investment. After all, money can the "money". In accordance with financial objectives, personal investment and risk tolerance, choose an effective investment program to determine a reasonable investment with a variety of species, bring investment income indivials or families, more and more and graally become a personal or family income the main source, and ultimately reach the level of financial freedom. Reality for the general population is not a lot of investment procts, stocks, funds, bonds, collection of financial procts, gold, real estate, works of art and so on. Investment there is a principle that should not be unfamiliar. When you do not understand it, do not blindly to follow the trend, this risk may be considerable.
7. Age. To the elderly, income-earning capacity has decreased, it is necessary in young and middle-aged financial planning period so that the old age can lead to "a sense of security, end-worthiness, a feeling of happiness" with dignity, to aging self-reliance. This is also the home of a very important financial goals. People raise their children before the concept of old age are now outdated, and their children live their own lives, their burden is also great, by they are unreliable and can only rely on their own. Financial planning as soon as possible, to prepare for their own future enough money to enjoy their twilight years.
⑥ 普通人如何個人理財規劃,想賺錢必看的文章
新手做自媒體賺錢是比較慢的,最好是選個有扶持的平台
為了幫助創作專者清除創作屬障礙,鼓勵廣大創作者產出更多優質內容,騰訊內容開放平台企鵝號聯動騰訊看點等騰訊內容生態各分發平台發布創作者專項扶持計劃,為創作者提供更多流量傾斜和收益扶持,
⑦ 家庭理財,我的家庭理財故事,文章
曬曬我的家庭理財生活
剛結婚的時候,由於老婆和我都沒什麼儲蓄,缺錢這個問題就困擾著我們家庭。我們生活在一個小縣城,老婆和我都在一家煙草國企上班,那時我倆每年的工資加在一起也不過4萬元左右。總不能一直過著捉襟見肘的日子吧。怎樣才能找到一條既滿足自己的意願,又能過安穩生活的理財之路呢?
記得剛從學校畢業的時候,真的很少關心自己的財務狀況,錢不多,反正只要夠花就行了,就這樣稀里糊塗地過著,那時還沒有什麼理財觀念。有了小家庭之後,看著人家生活過得有滋有味,我和老婆也開始關注理財,進入了我們的家庭理財時代。 打那之後,我倆開始省吃儉用,每逢開支都精打細算,試著讓自己多攢點錢。為了確保我們家庭儲蓄有一個新的突破,我們開始重視每一筆錢的去向,也用心琢磨怎麼讓手中的每一分錢都用得物超所值。
省吃儉用了半年以後,我們有了自己的"第一桶金"。那個時候股票市場十分活躍,於是我就把"第一桶金"都投了進去,當時大市好、收益還不錯,一個月下來就小賺了一些。但事情並非一帆風順。所幸的是,交了幾次學費之後,仰仗大牛市的洪福,接下來炒股和買基金倒是小賺了幾筆。
隨著時間的推移,家庭儲蓄也漸漸多了起來。我感覺當時黃金和白銀的價格還比較低,且可以保值增值,就把積蓄買了黃金和白銀,過了一段時間,當我把購買的黃金和白銀賣掉時,也獲得了頗豐的收益。
過了兩年後,我倆的存款達到了7萬元。接著面臨的第一件事就是房子問題。自己積攢的錢還不夠,東拼西湊後在我們縣城買到一套三居室。記得當時買房我還和老婆吵了一架,因為她想繼續投資股市,覺得我太小家子氣。而我覺得應該盡快把房子問題解決掉,我想有一個屬於自己的家。事實證明我的選擇是對的,如果這也叫理財,那我的決定避免了我們在股市上的投資失誤,又讓我們投資了正處於升值階段的房產。
經過一番打拚,我漸漸有了自己的理財之道,形成了自己的理財觀念。我和老婆從實際出發,結合自身情況,按以下比例來分配剩餘收入:20%用來儲蓄,30%投資實業,50%買股票、基金和債券。這樣分配儲蓄,讓我倆平日有零用錢花,且能夠存下一筆錢以備急用;投資實業可以保值增值,讓我倆有一種成就感;買股票盡管有輸有贏,但一般影響不大,總體上是賺多賠少。現在我覺得我的家庭理財方法,雖然不能達到大富大貴,但過上後顧無憂的日子,還是很容易的。
⑧ 為什麼看了那麼多理財文章,錢一點都沒多
歡迎關注招行理財,招行有儲蓄、大額存單、基金、理財產品、外匯、黃金、白銀回等投資可供答您選擇。
風險和收益基本成正比,要求保本就選擇儲蓄,追求低風險可以考慮貨幣基金和低風險的理財產品,追求高收益可以了解投資型基金、外匯,黃金及白銀,若您當地有招行,可以聯系網點客戶經理交流理財事宜。
⑨ 一篇小文章,談談怎樣理財
曾有一個很有錢的富人,因擔心自己的黃金會被歹徒偷走,於是就在一塊石頭底回下挖了一個大答洞,把黃金埋在洞里,還隔三差五地來看一看、摸一摸。突然有一天,黃金被人偷走了,很傷心。正巧有一位長者路過,了解情況後便說:「我有辦法幫你把黃金找回來!」,然後用金色的油漆,把埋藏黃金的這顆大石頭塗成黃金色,然後在上面寫下了「一千兩黃金」。然後長者說:「從今天起,你又可以天天來這里看你的黃金了,而且再也不必擔心這塊大黃金被人偷走。」
【理財師點評】
這則故事中的長者告訴我們如果金銀財寶沒有使用,那麼塗成黃金樣的大石頭就沒啥兩樣。並提醒一些人不要「死守」著錢存銀行,資金要學會充分利用,可以做一些投資來讓錢賺更多錢.
⑩ 急求一篇關於股票投資理財的文章,要求文採好,目的是激發看這篇文章的人關注投資理財字數600字左右
眾所周知,2010年12月對葛優來說是個特殊時期,他主演的三部賀歲片在12月相繼上映。但鮮為人知的是,葛優很早就加入了炒股大軍。
1993年5月27日,我親自幫葛優開設了股票賬戶並目睹了葛優開戶的笑場過程。
那天上午9點,我和朋友坐在北京證券登記公司的大廳為股民開戶做咨詢。當天開戶的人數眾多,我們說得口乾舌燥。大約9點46分左右,葛優、尤勇還有另外一個人走到我的咨詢桌前。
葛優走到桌前時,許多開戶的股民馬上圍攏過來看熱鬧。我抬頭一看是葛優,嘴裡不禁脫口就問:「怎麼著,你也准備炒股了?」此時人聲鼎沸的大廳突然安靜了,股民都想聽葛優怎麼回答。
葛優沒有馬上回答,而是眨眨眼,抿了抿嘴,摸了摸腦門,不緊不慢地小聲說:「嗨,玩玩唄。」
「哈哈,哈哈……」我和現場的股民鬨堂大笑。咨詢現場頓時活躍。而此時的葛優再次眨眨眼,抿了抿嘴,摸了摸腦門,沒有任何笑容。從葛優面部表情看,他似乎納悶:你們笑什麼嘛?
「嗨,玩玩唄。」這一句再普通不過的話,要是一般人說說,什麼「笑果」也沒有。但是經葛優這么漫不經心地一說,「笑果」立即顯現。
笑過,我說:「你帶身份證和銀行存摺了嗎(當時規定要帶工商銀行的存摺,用於分紅派息)?」
葛優咪咪眼睛,滿臉疑惑地問:「身份證帶了,銀行存摺還要帶啊?」
我和現場圍觀的股民忍俊不禁,又是鬨堂大笑。笑後我說:「對,這是規定。」
葛優臉部標志性地誇張一下後回答:「那我回家取吧。」
現場再一次鬨堂大笑,於是葛優3人走出登記大廳,我看到葛優坐上公共汽車回家取存摺。葛優那時並不是特別有名,演了電視劇《編輯部的故事》後雖嶄露頭角。但那個時候,演員出名不賺錢,所以出門還是坐公交。
大約10點半左右,葛優一行3人又回來了。我把開戶表給他,告訴他應該如何填寫。由於現場圍觀的股民太多,葛優填表無法進行,再加上填表中牽涉到個人的隱私,所以,我就讓朋友趕緊去找北京證券登記公司的領導,請示可否為葛優網開一面,到櫃台裡面的辦公室辦理開戶手續。那位朋友請示後,公司領導程總立即將葛優引進辦公室,順利地為葛優辦理了開戶事宜。
葛優進入辦公室之前,因為找不到合適的本子,我請葛優在我的工作證上簽名,他愉快地為我簽了名。
下午3點後,我回到我所在的國家經濟體制改革委員會辦公室。在辦公室,我拿出我寫的《炒股就這幾招》的書,後悔上午沒有帶書過去,要不也可送葛優一本啊。哎,誰知道葛優會來開戶啊。我隨手將書裝進書包,蹬著自行車下班了。
大約5點半左右,我騎車到北京全國總工會路口的紅綠燈處,突然看見了葛優,他正站在紅綠燈路口准備過馬路。我趕緊騎車過去停在葛優面前。他看到我也十分吃驚,我們倆都沒想到上午剛見過面,下午居然又不期而遇。看來我們倆真是有緣啊。
我們倆一見如故地就在馬路邊聊了起來。聊過之後,我趕緊把《炒股就這幾招》拿出來給他,讓他回去看看,此時又有路人圍過來,我們說話就不方便了,再加上怕人多影響交通。於是葛優說:「哪天我請你吃飯,咱們慢慢聊。」
「好,等你電話。」我留下電話後,我們倆握手告別。
1998年,我在北京電視台作為嘉賓主持股市節目。我突發奇想,既然葛優1993年就開戶炒股了,應該邀請葛優來演播室談談他的炒股經歷啊。於是我打電話到他家。他父親葛存壯接電話說:「葛優不在北京。另外,他開戶後就一直沒有炒股。」
2009年初,我開始動筆寫20年《中國股市風雲檔案》,再次詢問了葛優炒股情況,得到的回答是:他沒有炒股。
至於葛優最早開戶為什麼沒有炒股?我也順便問了葛存壯老師。他也給我講了緣由,限於個人隱私,不便寫出。