理財TED

㈠ 如何通俗易懂得解釋什麼是區塊鏈，什麼是比特幣

說說區塊鏈的社會或者經濟意義吧。以前的很多科技，其實都是致力在「生產力」這一塊，比如說人工智慧，它是生產力的一種進步。而區塊鏈，對生產關系有很大的改進，致力的是生產關系。那麼為什麼這么說？
因為所謂的生產關系，其實就是人和人之間、商業夥伴之間，如何做生意。而這些東西，原來都是在人互相之間的認知過程中，並沒有用什麼特別的程序，把它程序化，或者量化。
比如我跟你現在是好朋友，我們就可以做生意，如果有人挑撥我們的關系，我們不是好朋友了，我們就不做生意了，即使我們做生意能夠賺錢，我們也不幹，因為大家互相之間已經沒有任何信任了。
而區塊鏈，它其實是由於數據都經過各方面節點的認證，同時備份，所以我的數據，是盡可能真實且肯定不能篡改的，那麼既然這樣，你相信我的數據，你就可以在此基礎上，做一個程序編程，然後把這些數據，可以用來做什麼樣的商業合同、商業合作的這個「生產關系」，給程序化。這樣大家就相信數據，相信演算法編出來的程序，而由於你相信這個數據，相信這個程序，你就可以在這個程序上去開發各種APP，這些APP就是生產關系，就是到底去做什麼生意。這個就是：區塊鏈其實是對「生產關系」的一種重構。

㈡ 為什麼說理財是女人最好的保養葯

女人

投資自己才能一本萬利

投資男人容易賠個精光

不知道你有沒有細心留意過，十年後的同學聚會，那些容顏和身姿都勝過當年的女同學，大多有著一定的經濟條件（如果你非要較真說嫁給大款的班花們不是一如從前我也沒話好說，但我說的是勝過當年好么）。

都說投資是男人的春葯。哎，理財又何嘗不是女人的春葯。

更何況，靠投資理財成功的女神們，公司里一言九鼎不用裝孫子，家裡面腰桿挺直不用看臉色，行業里混好了還落得個滿堂喝彩四處有掌聲，氣場十足能不charming么，就好像你去看那些明星沒出道前是那個個都村村傻傻分不清楚，出道就了哪一個不是光彩照人美艷逼人。

女人有錢，不光是為了追求享樂、為了擁有名牌包包，而是要找回自己，而是為了有能力愛自己，也有能力愛別人。

懂得理財擁有財富就可以不必當金錢的奴隸，就能決定自己的生活質量，只有這樣，人生才會由自己做主！當然，絕對不能為了金錢而不擇手段。

理財這枚保養葯，嗯，還是值得一吃。

㈢ 有什麼對提升自我或對學習有幫助的網站

www.ted.com。說到提升自我，不去接觸優秀的思想，怎麼能算呢？ted作為世界范圍內數一數二的優秀視頻網站，大學期間，不看數十個頂尖大神的思想碰撞，才是大學的遺憾。我大二開始接觸ted，把知名度最高的視頻從頭看到尾，做了滿滿的一個筆記本的筆記。劃重點的是，它是為數不多的，畫質好、全英文，還有字幕的視頻網站。既可以長見識，又可以提升英文，所以說，不看十幾個ted演講，大學才是不完整的。

㈣ 有哪些網站可以免費學習理財知識

看具體要怎麼學，是想要系統性的跟課程學，還是只學理論性上的知識，就是比較偏學術化專業化的知識。
如果是想學系統的專業化的學術性知識，可以上很多大學網課網站，比如慕課mooc、優客聯盟、網易公開課等這些網站上會有很多所名牌大學或者是名家名師的視頻可以供點放，並且大部分的課都算是免費的課，但裡面知識價值含金量卻不低，是真的對學生黨來說特別好的網課資源。
如果是想看高大上一點上檔次或者是偏生活化一點的，可以試一下看ted或者是b站，或者是我要自學網裡面可以自己搜索關鍵詞，然後在裡面搜索自己想要的課程，而且資源還蠻多的，像是去ted的話還支持中英字幕或者是英語原聲版。
如果是想要電子書就是書籍類的理財知識等文件，那建議可以看一看學習通或者是學習 強國這些軟體很多電子書的資源都是免費的，而且還比較詳細，不需要你自己另外花時間去集其一類型或者一系列的書籍內容，特別方便，而且還能自己下載，可以嘗試看一下。

㈤ 美國研究生院哪些學校有Financial Engineering這個專業呀

現在，已經有不少美國大學開設了金融工程的課程，如加州伯克利大學、普林斯頓大學、斯坦福大學、芝加哥大學、哥倫比亞大學、康奈爾大學、密西根安阿伯大學、卡耐基梅隆大學、紐約大學、南加州大學等等。除美國外，有英國的牛津大學和愛丁堡大學，加拿大的多倫多大學和約克大學，等等。亞洲的國家中，新加坡作為東南亞金融中心走在了前列，新加坡國立大學和南洋理工學院都開設了相應的課程。更多的大學可以查看國際金融工程師聯合會IAFE (International Association of Financial Engineers) 的網址，其中有各所開設MFE課程的大學的鏈接，網址是：http://www.iafe.org/ecate/fe_schools.ihtml

列舉幾所著名大學金融工程項目的相關鏈接

建立在商學院的有

University of California, Berkeley

Haas School of Business,

Master in Financial Engineering

http://haas.berkeley.e/MFE/index.html

Carnegie Mellon University

Graate School of Business

Master of Science in Computational Finance

http://student-2k.gsia.cmu.e/mscf/

建立在工程學院的有

Princeton University

Department of Operations Research & Financial Engineering

M.S.E. in Operations Research and Financial Engineering

http://www.orfe.princeton.e/graate/index.html

Columbia University

Department of Instrial Engineering and Operations Research

M.S. in Financial Engineering

http://www.ieor.columbia.e/finance.html

Cornell University

School of Operations Research and Instrial Engineering

Master of Engineering in Financial Engineering

http://www.orie.cornell.e/me...ables/financial1.html

University of Michigan, Ann Arbor

College of Engineering

Master of Science in Financial Engineering

http://interpro.engin.umich.e/fep/

建立在數學系的有

Stanford University

The Departments of Mathematics and Statistics

MS in Financial Mathematics

http://math.stanford.e/FinMath/

University of Chicago

Department of Mathematics

Master of Science in Financial Mathematics

http://finmath.uchicago.e/

New York University

Department of Mathematics

Master of Science in Mathematics in Finance

http://math.nyu.e/financial_mathematics/

University of Southern California

Department of Mathematics

Master of Science in Mathematical Finance

http://www.usc.e/dept/LAS/CAMS/MF/

加拿大的大學

University of Toronto

Masters Program in Mathematical Finance

http://www.math.toronto.e/finance/

York University

Graate Diploma in Financial Engineering

http://www.yorku.ca/fineng/

英國的大學

University of Oxford

Oxford Centre for Instrial and Applied Mathematics

Postgraate Diploma in Mathematical Finance

http://www.conted.ox.ac.uk/courses/mathsfinance/

The University of Edinburgh

Management School

MSc in Financial Mathematics

http://www.cpa.ed.ac.uk/prosp/...ncialMathematics.html

在亞洲，新加坡已經走在了前列

National University of Singapore

Centre for Financial Engineering

Master of Science in Financial Engineering

http://cfe.nus.e.sg/msc_fe.htm

Nanyang Technological University

Nanyang Business School.

Master of Science in Financial Engineering

這個是排名：

1 UNIVERSITY OF PENNSYLVANIA (Wharton)
賓夕法尼亞大學(沃頓商學院) 特色：屬於PHD課程, 學制四年,僅有秋季入學. 只接受在線申請. 眾多的學生俱樂部和各種學術會議,並且經常有機會跟全球著名商業領袖互相交流,
條件：學士學位,專業沒有明確限制,GPA平均3.5分(3.1--3.9),需要TOEFL/GRE或者GMAT(各部分都至少在90%以上);簡歷;面試;兩封推薦信;平均5--6年的工作經驗。
2 University of Chicago
芝加哥大學 特色：屬於PHD課程,學制五年.是美國最早培養潛在的學者成為全球有創新能力的研究者的大學. 在整個課程中始終貫穿實際調研和實習。 條件：學士學位,GPA平均3.5分(3.0--3.9),托福600/250/100,接受IELTS成績,GRE/GAMT(更願意接受GRE成績),沒有分數的限制;小論文;面試;推薦信;平均5--6年的工作經驗;簡歷。
3 New York University (Stern)
紐約大學(斯特恩商學院) 特色：屬於PHD課程，是全世界最好也最具競爭力的課程之一,內容主要涉及全球金融管理和金融市場. 是被認可的最早開設金融課程的院系之一，也是全世界最大最著名的金融課程的學院．學制五年。需要同時進行在縣申請和材料寄送.要求申請人具有很好的金融分析、會計和定量分析的能力. 課程的學習可以幫助學生在金融領域、財政機構和政府或非贏利機構找到適當的工作。
條件：學士學位,沒有最低的GPA、TOEFL和GMAT的要求;提供小論文;面試;兩封推薦信;但是非常看中申請人的學術潛力、職業歷史和目標、個人和職業素質等。
4 Columbia University (NY)
哥倫比亞大學 特色: 屬於PHD課程,只有秋季入學,學制4(碩士)--4.5年(學士學位,需要先上一部分准備課程.
條件: 四年學士學位,相關專業背景, 但是更注重學術成績;TOEFL:85分以上; 只接受GRE(定量部分平均793分),兩封推薦信,ESSAY,簡歷;面試;能根據成績提供獎學金。
5 Stanford University (CA)
斯坦福大學 特色: 屬於PHD課程,學制4年,適合傑出的學者或者在商學院的研究領域任教的學者;只有秋季入學,只接受在線申請,
條件: 四年學士學位,雖然沒有明確具體的專業背景和學術要求, 但是更注重定量分析的能力; TOEFL:600/100/250-300; 更願意接受GRE,沒有最低的GRE/GMAT成績要求,不要求工作經驗;面試;一旦錄取提供獎學金
6 Massachusetts Institute of Technology (Sloan)
麻省理工學院(斯隆管理學院) 特色:屬於PHD課程,學制四年,畢業生基本上在全球著名的大學里任教;
條件:申請人在經濟學\行為科學\統計學和應用數學方面有很強的學術實力,要求提供各種考試成績,推薦信,有關自己詳細的陳述,興趣愛好和職業目標;TOEFL:577/273/90--91;要求ETS寄送成績單;學士學位; GRE/GMAT,
7 University of California–Los Angeles (Anderson)
加州大學洛杉磯分校(安德森商學院) 特色:屬於PHD課程,學制四年,畢業生基本上在全球著名的大學里任教或者在著名的大企業里擔任重要職位;
條件:至少學士學位,;平均GPA3.7(本科)--3.9(碩士,不要求工作經驗),TOEFL:不低於560/220/87,GRE:平均650/790/780/5.0; GMAT:平均700; 三封推薦信;不需要面試
8 Harvard University (MA)
哈佛大學 特色:屬於PHD課程,學制四年--五年,
條件:至少學士學位,;TOEFL/GRE/GMAT,沒有明確分數要求, 三封推薦信;
9 Northwestern University (Kellogg) (IL)
西北大學(凱洛格商學院) 特色: 屬於PHD課程, KELLOGG的金融系在金融經濟學領域中的研究處於領導地位,研究和實踐的領域非常廣泛.而且給有資格的學生提供各種工作機會.(如助教和研究助理等)
條件: 四年學士學位,要求GRE/GMAT,需要金融\經濟等背景,或者相關的工作背景,同時也接受數學背景的申請人.
10 University of California–BerkeLey (Haas)
加州大學伯克利分校(哈斯商學院) 特色: 提供MFE(金融工程)專業,學制一年,只有春季開學;是商學院贊助的唯一的一個金融工程課程。
條件: 四年學士學位,沒有明確的專業背景要求, 要求相關數學理論和工作經歷(平均4年);面試; TOEFL:570/230/68以上,需要GRE(要求數學專項考試)/GMAT,其中定量部分至少90%以上;GPA3.0以上; 兩封推薦信; 要求ESSAY。

㈥ 當你在一個行業幹了很多年的時候，更應該注意的方面有哪些

在一個行業幹了很多年的時候，最需要注意的地方就是有沒有上升的空間和發展前景。

我有一位長輩，他這個人做事特別的長久是屬於那種很穩定的人。他做一個行業就會愛一個行業，他是做服裝行業的，可以說他從讀完書出來以後一直到結婚到孩子長大，他從事服裝行業已經整整二十多年了。

當一個人在一個行業待了很多年的時候，千萬不要覺得可以一成不變了。而是要利用這么多年的工作經驗，判斷目前自己從事的這個行業有沒有發展前景，自己有沒有好的上升空間，從而去選擇是否進行職業變化。

㈦ 哪能找到個人理財的外文文獻（最好帶翻譯的）

Are you investing in the right instry?

Does the term book-to-bill ratio sound familiar to you? Do you know the demand and supply numbers of private condominiums in Singapore for the next year ? If you do, you must have already performed some sort of instry analysis on the electronics and property instries (or sectors as commonly referred to in stockmarket terms).

Most investment processes include some sort of instry analysis. This is important because many studies have shown that over a period of time, some instries have per-formed better than others. For example, between 1987 and 1996, banking stocks in Singapore have generated better returns than other instries such as shiprepair. Instry analyses will uncover these performance differences and help identify both unprofitable and profitable opportunities
(situations).

It is also important to note that past performance alone will not help predict future performance. The factors or conditions that helped an instry to prosper in the past will change over time. Identifying and studying these factors will provide some clues to the entry and exit points of the investments. Going back to our earlier example, economic growth is an important criterion for banks' earnings. Between 1987 and 1996, Singapore enjoyed an uninterrrupted average GDP growth of 8.9%. This allowed the banks' earnings to grow at a compound rate of 11.3% when the broader market generated only 8.5% growth. With GDP growth decelerating because of the Asian crisis, can we maintain the same sanguine outlook for the banks?

Having determined that instry analyses are important for successful investing, the next step is to find out how we can go about doing one. There is no generic framework that is applicable to all instries, but there are commonalities which we can identify. In a free market economy, demand and supply are key determinants of price, and price is always an important contributor to any profit-driven organisation. Hence, a successful indstry ana-lysis will have to identify the underlying fac-tors driving demand and supply.

Factors that drive demand vary across instries, and are too numerous to list. However, it is important to note that demand can be categorised as "seasonal", "cyclical" or "secular". As the word suggests, seasonal fac-tors recur year after year. Cyclical factors, on the other hand, follow
very closely to the economic cycles of the market. Secular factors are more long term in nature. Seasonality or economic cycles will have minimal impact on secular trends.

Take an airline as an illustration. Most Singaporeans take their vacation in December. That is why airline seats are difficult to secure ring that time. This is the seasonal factor because it occurs every year around the same time. Having said that, Singaporeans usually take vacations more frequently when the economy is doing well, and less so ring reccessionary times. The rise and fall in demand in accordance to economic activities is the cyclical factor. Finally, the middle class population in Singapore has been rising over the last 20 years. This group is generally more affluent. Part of the lifestyle usually includes taking regular vacations to exotic destinations. Such lifestyle doesn't change annually, nor does it follow the ups and downs of economic growth. The demand for air travel will grow so long as the middle class population continues to
increase. This is an example of secular demand.

Classifying demand factors into these categories is very useful. As long-term inves-tors, we do not want to be constantly reacting to signs that are short term and volatile in nature such as seasonal, and to a lesser extent, cyclical trends. Buying and selling stocks based on these short-term trends are not only expensive (brokerage cost) but difficult to time as well. Instead, we should focus on long-term trends. They usually have a longer and more permanent impact on share prices.

A key factor in identifying an attractive instry is pricing power. The ability of an instry to price its proct at a profitable level without compromising its business pros-pect is important, and this is affected by many factors. Inelastic demand allows the tobacco procers to maintain good profits despite the rapidly rising tariffs all these years. Barriers to entry is another factor. Mobile-phone charges used to be very expensive because there was only Singapore Telecom providing the ser-vice (monopoly). With increased competition from M1, rates have been declining graally. All things being equal, the more competitive the instry is, the lower the pricing power, and hence profits. Competition may be good for the consumers, but it seldom benefits the shareholders. Another factor that will impact the com-petitive environment of an instry is the cost structure. In general, indsutries with high fixed costs are more competitive than those that have high variable costs. We often hear about coun-tries being accused of 'mping steel' onto other countries. Well, this is the case in point. Steel mills are expensive to construct. But once built, the investment costs are 'sunked'. On the other hand, the running cost to proce steel is relatively low. Since there are so many steel mills around the world (almost every country has one for strategic reasons), supply is in abundance. As competition intensifies in the global market, recovering investment cost of the mills becomes a secondary objective for management. What is more important is to keep the proction ongoing and sell the steel at a price that can at least cover the variable cost component. These mills will definitely be loss-making, but at least they can continue to operate and not generate serious unemploy-ment for the economy (steel instry is very labour-intensive). Having looked at the fundamental issues, do we always buy into an instry with positive trends developing? The answer is 'no'. Con-fused? Here is why. The key to any successful investments is to stay ahead of what the market is discounting. Suppose we are bullish on the outlook of the residential property sector because owning a home is every Singaporean's dream and the island has limited land supply. But this view is widely observable. Further-more, most of the residential property stocks have already outperformed the market by huge margins. These are signs that the market has probably discounted the positive conclusion of our analysis. As such, the investment upside is probably limited. Conversely, if our conclu-sion unearths new information from the gene-ral market, we may have discovered something interesting here. To confirm that we have a good find, check out the valuation to see if it is attractive. There are many valuation tools, but the commonly used ones are Price/Earnings (PE), Enterprise Value/EBITDA*, Price/Book(P/B), and Dis-counted Cash Flow (DCF). Make a cross-instry comparison as well as historical com-parison. Going back to our property example. If our conclusion is new to the market, the instry is trading at the lower end of its histo-rical PE band, and it is also very attractive on PE terms versus the other instries in Singapore...bingo! In conclusion, I would like to leave you with a brain teaser. Imagine this is 1996 and you are an investor looking at the Dynamic Random Access Memory (DRAM) instry: DRAM is a semiconctor chip used in most electronic procts such as personal computers. The business is cyclical in nature because corporate and private consumption of PCs usually rises when the economy is doing well. There are, however, two secular trends that underpin the growth in the instry. First, more and more people are buying PCs for their home and oiffice. Second, the requirement of DRAM per PC is also on the rise as processing power of computer increases exponentially. On the competitive issue, the cost to build a wafer fab is extremely high (about US$1b), and the technology is usually state-of-the-art. Besides capital and technology, there are no other significant barriers to entry. Margin for the instry had been very good because of supply shortage. This probably explained why share prices outperformed the market in 1995. The historical five-year PE band for selected stocks in the instry between 1991 and 1995 was about 10 to 100. The average PE ring the period was 30. The instry is currently trading at a PE in the low teens. Would you invest in this instry? (The writer is the Investment Manager of Jardine Fleming Investment Management. This column has the support of the Investment Management Association of Singapore and the Stock Exchange of Singapore.)

到這個網站上去看一下,有這篇文章的翻譯,此外還有許多商務英語論文
http://www.lunwenwang.com/Article/eng/biz/200510/26337_2.html

㈧ 華裔天才鄒奇奇TED演講：大人能從小孩身上學到什麼 詳細

TED,華裔天才,鄒奇奇,鄒奇奇：,：鄒奇奇 華裔天才鄒奇奇TED演講：大人能從小孩身上學到什麼人文，科技,教育，建築，合同，項目，工程，方案，設計，研究，探討歡迎來主頁挑選精品文檔，管理，營銷,職責，規劃，策劃，方案,管理，策劃，方案管理，理財，策劃方案，英語，GRE，手冊，建築之類，本人集中搜集有關各種各類的宏觀經濟-企業管理-企業戰略-企業文化-人力資源-營銷策劃-公司理財-物流采購-生產質量-能力素質-成功激勵-知識信息-國企改革-民營經濟-案例報告-管理工具-管理表格-管理制度-地產管理-酒店管理-服裝行業-成功創業-表格大全-土木工程-培訓大全-商鋪店鋪-績效考核-質量管理-成本管理-策劃大全-制度大全-素材下載-合同大全-行業資料-範文大全-組織結構-建築圖紙-組織設計-生活休閑-流程管理-模具數控等等資料下載的，希望大家喜歡，希望大家收藏，下載 華裔天才鄒奇奇TED演講：大人能從小孩身上學到什麼

㈨ 好消息!aci外匯理財基金即將強勢啟動! apex capital investment lim

應該可靠吧，但需要謹慎